65 Houghton St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 65 Houghton St, Worcester, MA 01604

Property Summary

Property TypeTriplex
Details9 bd · 3 ba · 4,512 sqft · built 1920
Lot Size0.143 acres (6,250 sqft)
Owner2 Individual Names on File
Last Sale$386,000 (May 2020)
Tax Bill$7,291 (2026)
Deeds & MortgagesMar 2022 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-003-00187

Property Details

APN / Parcel Number

Primary APN18-003-00187
Alternative APN
  • WORC M:18 B:003 L:00187

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms18 Rooms
Units3 Units
Stories3 Stories
Building Area4,512 sqft Living Area
Gross Area7,072 sqft
1st Floor Area1,504 sqft
Basement Area1,700 sqft
Unfinished Basement1,700 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,250 sqft (0.143 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number18-003-00187
Street Address65 HOUGHTON ST
CityWORCESTER
StateMA
Zip01604-4000
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRG-5
Legal Block3
Legal Lot Number187
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1003
Census Tract732400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Houghton Street Historic District
listed 1990 · 9 contributing resources · NRIS 89002371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

65 Houghton St, a triplex, is owned and occupied by two individuals who bought it in May 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address65 HOUGHTON ST, WORCESTER, MA 01604-4000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
May 21, 2020Quit Claim Deed, Transfer · FHA Mortgage
ROSS MTG CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2020 · Amount on File
Deed SaleMay 21, 2020 · Amount on File
Deed Document Number202052205
Deed Book / Page62443 / 20
Prior Transfer DateMar 9, 2020
Prior Transfer Doc62443-20
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address65 HOUGHTON ST, WORCESTER, MA 01604-4000
Transaction TypeMortgage
Record UpdatedApr 8, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067303-61
DateMar 22, 2022
Book Page67303/61
Instrument31545
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueApr 1, 2050

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateMay 21, 2020
Property Address65 HOUGHTON ST, WORCESTER, MA 01604-4000
Document Number62443-20
Book / Page062443 / 000020
Instrument DateMar 9, 2020
Instrument52205
Transaction TypeTransfer
Record UpdatedJun 25, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,760.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address65 HOUGHTON ST WORCESTER MA 016044000, WORCESTER, MA 01604-4000

Mortgage

Document Number62443-23
DateMay 21, 2020
Book Page062443/000023
Instrument52206
Lender
NameROSS MTG CO INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 20, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 65 Houghton St was $7,291, up 2.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$7,291.00 (+2.65%)$549,000 (+1.95%) Land $71,800 Building $477,200
2025$7,103.00$538,500 Land $71,700 Building $466,800
2023$6,208.00$432,900 Land $57,600 Building $375,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 65 Houghton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 65 Houghton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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