65 High Ridge Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 65 High Ridge Dr, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,542 sqft · built 1965
Lot Size0.464 acres (20,212 sqft)
Owner2 Individual Names on File
Last Sale$680,000 (Jul 2022)
Tax Bill$7,678 (2026)
Deeds & MortgagesApr 2024 Transfer
Oct 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN3-0010-46

Property Details

APN / Parcel Number

Primary APN3-0010-46
Alternative APNs
  • CUMB M:062 B:0093 L:000
  • 9124-50

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,542 sqft Living Area
Gross Area5,781 sqft
1st Floor Area2,152 sqft
Basement Area1,725 sqft
Unfinished Basement1,725 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,212 sqft (0.464 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number3-0010-46
Street Address65 HIGH RIDGE DR
CityCUMBERLAND
StateRI
Zip02864-3918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block93
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group4
Census Block4008
Census Tract11405

Owner

65 High Ridge Dr is owned and occupied by two individuals who acquired it in April 2024.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address65 HIGH RIDGE DR, CUMBERLAND, RI 02864-3918
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Quit Claim Deed, Transfer
Quitclaim
Oct 18, 2022Deed of Trust, Mortgage · ARM
UNIBANK FOR SAVINGS
Jul 22, 2022Deed, Transfer
Feb 28, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2022 · Amount on File
Deed SaleJul 22, 2022 · Amount on File
Deed Document Number2022134234
Deed Book / Page1936 / 400
Last Transfer DateApr 19, 2024
Transfer Doc001976-272
Record UpdatedOct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateApr 22, 2024
Property Address65 HIGH RIDGE DR, CUMBERLAND, RI 02864-3918
Document Number001976-272
Book / Page1976 / 272
Instrument DateApr 19, 2024
Instrument143586
Transaction TypeTransfer
Record UpdatedMay 9, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address65 HIGH RIDGE DR, CUMBERLAND, RI 02864-3918

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address65 HIGH RIDGE DR, CUMBERLAND, RI 02864-3918
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001943-469
DateOct 18, 2022
Book Page1943/469
Instrument135835
Lender
NameUNIBANK FOR SAVINGS
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.63%
Type Change DateNov 1, 2027
Index1-Year CMT

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionCUMBERLAND RI
Recording DateJul 22, 2022
Property Address65 HIGH RIDGE DR, CUMBERLAND, RI 02864-3918
Document Number001936-400
Book / Page1936 / 400
Instrument DateJul 22, 2022
Instrument134234
Transaction TypeTransfer
Record UpdatedAug 4, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 HIGH RIDGE DR, CUMBERLAND, RI 02864-3918

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateFeb 28, 2018
Property Address65 HIGH RIDGE DR, CUMBERLAND, RI 02864-3918
Document Number1766-608
Book / Page001766 / 000608
Instrument DateFeb 22, 2018
Transaction TypeTransfer
Record UpdatedMar 27, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address65 HIGH RIDGE DR CUMBERLAND RI 028643918, CUMBERLAND, RI 02864-3918

Tax Assessment & Valuation

The 2026 property tax bill for 65 High Ridge Dr was $7,678, up 4.8% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,678.00 (+4.76%)$767,000 (+28.41%) Land $232,300 Building $534,700$709,503
2025$7,329.00$597,300 Land $160,900 Building $436,400
2023$6,941.00 (+1.43%)$597,300 (+30.84%) Land $160,900 Building $436,400
2022$6,843.00$456,500 Land $127,100 Building $329,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 High Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 High Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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