Middlesex County and Reading Town property record for 65 Harnden St, Reading, MA 01867
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 4.5 ba · 4,362 sqft · built 1817 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $925,000 (Nov 2018) |
| Tax Bill | $14,138 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Jul 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:022.0-0000-0111.0 |
| Primary APN | READ M:022.0-0000-0111.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 4,362 sqft Living Area |
| Gross Area | 6,774 sqft |
| Basement Area | 1,271 sqft |
| Unfinished Basement | 508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1817 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Triplex |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,665 sqft (0.153 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 760000000390 |
|---|---|
| Street Address | 65 HARNDEN ST |
| City | READING |
| State | MA |
| Zip | 01867-0061 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | A40 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 334400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Common Historic District listed 1985 · 15 contributing resources · NRIS 85000548 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 64 ASHLEY PL, READING, MA 01867-1262 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 30, 2017 | Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Feb 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Nov 1, 2018 | Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2018 · Amount on Record |
| Deed Sale | Nov 1, 2018 · Amount on Record |
| Prior Sale | Jan 9, 2007 · Amount on Record |
| Deed Book / Page | 71830 / 234 |
| Transfer Doc | 071830-234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 65 HARNDEN ST, READING, MA 01867-0061 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 069537-276 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 69537/276 |
| Instrument | 101819 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 65 HARNDEN ST, READING, MA 01867-0061 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 072925-415 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 72925/415 |
| Instrument | 100111 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 65 HARNDEN ST, READING, MA 01867-0061 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0074117-51 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 74117/51 |
| Instrument | 20818 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 1, 2018 |
| Property Address | 65 HARNDEN ST, READING, MA 01867-0061 |
| Document Number | 071830-234 |
| Book / Page | 71830 / 234 |
| Instrument | 168512 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0718300236 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 71830/0236 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $14,138.00 (+1.87%) | $1,290,000 (+5.88%) Land $394,600 Building $895,400 |
| 2025 | $13,878.00 (-0.87%) | $1,218,400 (+2%) Land $372,700 Building $845,700 |
| 2024 | $14,000.00 (+4.38%) | $1,194,500 (+12.12%) Land $365,400 Building $829,100 |
| 2023 | $13,413.00 | $1,065,400 Land $325,900 Building $739,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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