Middlesex County and Pepperell Town property record for 65 Harbor St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,930 sqft · built 1976 |
| Lot Size | 2.59 acres (113,108 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,660 (2026) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0032 B:0016 L:0000A |
| Primary APN | PEPP M:0032 B:0016 L:0000A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 3,532 sqft |
| Basement Area | 1,566 sqft |
| Unfinished Basement | 1,253 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 113,108 sqft (2.59 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 65 HARBOR ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Block | 16 |
| Legal Lot Number | A |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 327103 |
65 Harbor St is owned and occupied by an individual who acquired it in September 2023.
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 HARBOR ST, PEPPERELL, MA 01463-1259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 12, 2023 |
| Transfer Doc | 081987-173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Sep 12, 2023 |
| Property Address | 65 HARBOR ST, PEPPERELL, MA 01463-1259 |
| Document Number | 081987-173 |
| Book / Page | 81987 / 173 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 102943 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 HARBOR ST, PEPPERELL, MA 01463-1259 |
The 2026 property tax bill for 65 Harbor St was $6,660, down 1.2% from the year before.
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,660.00 (-1.25%) | $483,300 (+4.84%) Land $172,600 Building $310,700 | $527,381 (+8.66%) |
| 2025 | $6,744.00 (+10.07%) | $461,000 (+7.96%) Land $172,200 Building $288,800 | $485,355 (+1.65%) |
| 2024 | $6,127.00 (+2.63%) | $427,000 (+8.29%) Land $155,800 Building $271,200 | $477,470 |
| 2023 | $5,970.00 | $394,300 Land $131,800 Building $262,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Harbor St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 65 Harbor St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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