Macon County property record for 65 Hannah Ridge Rd, Otto, NC 28763
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,080 sqft · built 1981 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $26,000 (Nov 2004) |
| Tax Bill | $221 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6489310797 |
| Primary APN | 6489310797 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Heated Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 288 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Concrete |
| Construction Type | Concrete Block |
| Lot Area | 60,984 sqft (1.4 acres) |
| Terrain | Rolling |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 176 sqft |
| Patio Area | 48 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|
| Account Number | 25192 |
|---|---|
| Street Address | 65 HANNAH RIDGE RD |
| City | OTTO |
| State | NC |
| Zip | 28763-9555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MULBERRY |
| Legal Subdivision | MULBERRY |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 5 |
| Census Block | 5028 |
| Census Tract | 970700 |
65 Hannah Ridge Rd is owned by an individual who bought it in November 2004.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 MULBERRY RD, OTTO, NC 28763-9595 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2004 · Amount on File |
| Deed Sale | Nov 17, 2004 · Amount on File |
| Deed Book / Page | 28 / 2066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 65 HANNAH RIDGE RD, OTTO, NC 28763-9555 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00K38/1221 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | K-38/1221 |
| Instrument | 2018000836 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 65 HANNAH RIDGE RD, OTTO, NC 28763-9555 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00R40/2446 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | R-40/2446 |
| Instrument | 2021002163 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 65 Hannah Ridge Rd was $221.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221.00 | $55,040 Land $34,470 Building $20,570 | $55,040 Land $34,470 Building $20,570 |
| 2025 | $221.00 | ||
| 2023 | $201.00 | $55,040 Land $34,470 Building $20,570 | $55,040 Land $34,470 Building $20,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Hannah Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Hannah Ridge Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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