Middlesex County and Reading Town property record for 65 Hancock St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,900 sqft · built 1920 |
| Lot Size | 0.273 acres (11,909 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $360,000 (Sep 2006) |
| Tax Bill | $9,654 (2026) |
| Deeds & Mortgages | Sep 2026 Second Mortgage Apr 2023 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:020.0-0000-0146.0 |
| Primary APN | READ M:020.0-0000-0146.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,900 sqft Living Area |
| Gross Area | 5,255 sqft |
| Basement Area | 1,538 sqft |
| Unfinished Basement | 1,538 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,909 sqft (0.273 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 700000000350 |
|---|---|
| Street Address | 65 HANCOCK ST |
| City | READING |
| State | MA |
| Zip | 01867-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 65 HANCOCK ST, READING, MA 01867-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COOPERATIVE BANK |
| Apr 10, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 27, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) READING MASS TOWN EMP |
| Dec 15, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) READING MASS TOWN EMP |
| Mar 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance REPUBLIC STATE MORTGAGE CO |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage READING MASS TOWN FCU |
| Dec 22, 2016 | Deed of Trust, Mortgage · Conventional Mortgage READING MA TOWN EFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2006 · Amount on Record |
| Deed Sale | Sep 11, 2006 · Amount on Record |
| Deed Document Number | 2006173313 |
| Deed Book / Page | 48141 / 423 |
| Last Transfer Date | Mar 7, 2023 |
| Transfer Doc | 081412-576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 30, 2026 |
| Property Address | 65 HANCOCK ST, READING, MA 01867-2321 |
| Document Number | 0000123682 |
| Book / Page | 86193 / 433 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026123682 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000123682, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 86193/433 |
| Instrument | 2026123682 |
| Name | COOPERATIVE BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 10, 2023 |
| Property Address | 65 HANCOCK ST, READING, MA 01867-2321 |
| Document Number | 081412-576 |
| Book / Page | 81412 / 576 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 35700 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 HANCOCK ST, READING, MA 01867-2321 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 65 HANCOCK ST, READING, MA 01867-2321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0081202-33 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 81202/33 |
| Instrument | 9954 |
| Name | READING MASS TOWN EMP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 65 HANCOCK ST, READING, MA 01867-2321 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 079352-287 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 79352/287 |
| Instrument | 270166 |
| Name | READING MASS TOWN EMP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 65 HANCOCK ST, READING, MA 01867-2321 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77092-55 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 77092/55 |
| Instrument | 44926 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 65 HANCOCK ST, READING, MA 01867-2321 |
| Document Number | 73936-58 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 65 HANCOCK ST READING MA 018672321, READING, MA 01867-2321 |
| Document Number | 73936-58 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 073936/000058 |
| Instrument | 386 |
| Name | READING MASS TOWN FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 65 HANCOCK ST, READING, MA 01867-2321 |
| Document Number | 68717-141 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 68717-141 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 068717/000141 |
| Instrument | 2566 |
| Name | READING MA TOWN EFCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 4, 2032 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,654.00 (+3.97%) | $880,800 (+8.05%) Land $491,100 Building $388,900 | $1,036,266 (+17.54%) |
| 2025 | $9,285.00 (-1.14%) | $815,200 (+1.72%) Land $454,500 Building $360,700 | $881,600 (+34.57%) |
| 2024 | $9,392.00 (-1.22%) | $801,400 (+6.12%) Land $446,800 Building $354,600 | $655,120 |
| 2023 | $9,508.00 | $755,200 Land $421,000 Building $334,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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