65 Gilbert Dr, Rochester, NY 14609 Property Records

Monroe County and Irondequoit Town property record for 65 Gilbert Dr, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1928
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$7,332 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`263400 107.07-1-48`

Property Details

APN / Parcel Number

Primary APN	`263400 107.07-1-48`
Alternative APNs	`34001070700001048000` `02424000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	672 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	195 ft deep x 47.5 ft wide
Porch	Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02424000000
Street Address	65 GILBERT DR
City	ROCHESTER
State	NY
Zip	14609-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0050-14-07 FAIRVIEW LE54 00
Legal Subdivision	FAIRVIEW
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	3
Census Block	3014
Census Tract	11000

Owner

65 Gilbert Dr is owned and occupied by an individual.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	65 GILBERT DR, ROCHESTER, NY 14609-3042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Aug 19, 2026
Property Address	65 GILBERT DR, ROCHESTER, NY 14609-3042
Document Number	0003455738
Book / Page	31413 / 46
Instrument Date	Aug 12, 2026
Instrument	20263455738
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 GILBERT DR, ROCHESTER, NY 14609-3042

Mortgage

Document Number	0003455738,
Date	Aug 19, 2026
Book Page	31413/46
Instrument	20263455738

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	65 GILBERT DR, ROCHESTER, NY 14609-3042
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000294
Date	Jun 24, 2022
Book Page	29942/95
Instrument	202206240294

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 7, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 65 Gilbert Dr was $7,332 with a homeowner's exemption, up 14.3% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	East Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,332.00 (+14.31%) Homeowner's exemption
2025	$6,414.00	$174,000 Land $34,000 Building $140,000	$207,100 Land $40,468 Building $166,632
2023		$174,000 (+63.69%) Land $34,000 Building $140,000	$174,000 (+27.66%) Land $34,000 Building $140,000
2022		$106,300 Land $28,400 Building $77,900	$136,300 Land $36,415 Building $99,885
2021	$4,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Gilbert Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Gilbert Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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