Swain County property record for 65 Gibby Rd, Bryson City, NC 28713
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,276 sqft · built 1955 |
| Lot Size | 0.665 acres (28,967 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Dec 2022) |
| Tax Bill | $671 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 667311664646 |
| Primary APN | 667311664646 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,276 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 28,967 sqft (0.665 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 541970 |
|---|---|
| Street Address | 65 GIBBY RD |
| City | BRYSON CITY |
| State | NC |
| Zip | 28713-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-OR-6162-HUGHES BR1 |
| Legal Subdivision | HUGHES BR1 |
| Jurisdiction | SWAIN NC |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 960301 |
65 Gibby Rd is owned and occupied by two individuals who bought it in December 2022.
Source: Swain County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 GIBBY RD, BRYSON CITY, NC 28713-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN CU |
| Oct 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2022 · Amount on File |
| Deed Sale | Dec 6, 2022 · Amount on File |
| Prior Sale | Oct 29, 2020 · Amount on File |
| Deed Document Number | 20222682 |
| Deed Book / Page | 515 / 135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SWAIN NC |
| Recording Date | Dec 6, 2022 |
| Property Address | 65 GIBBY RD, BRYSON CITY, NC 28713-9505 |
| Document Number | 000515/135 |
| Book / Page | 515 / 135 |
| Map Reference | CAB 4 SL 4035 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 2682 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 GIBBY RD, BRYSON CITY, NC 28713-9505 |
| Name | Verified Name |
|---|---|
| Address | 65 GIBBY RD, BRYSON CITY, NC 28713-9505 |
| Document Number | 000515/138 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 515/138 |
| Instrument | 2683 |
| Name | MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | CANDLER, NC 28715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | 7 Years |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Max Rate | 12.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SWAIN NC |
| Recording Date | Oct 29, 2020 |
| Property Address | 65 GIBBY RD, BRYSON CITY, NC 28713-9505 |
| Document Number | 00483/1096 |
| Book / Page | 483 / 1096 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 2110 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 142 CLARENCE WATKINS RD, 142, BRYSON CITY, NC 28713-7760 |
| Name | Verified Name |
|---|---|
| Address | 65 GIBBY RD, BRYSON CITY, NC 28713-9505 |
| Document Number | 0000002111 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2111 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
The 2026 property tax bill for 65 Gibby Rd was $671.
Source: Swain County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Swain County |
| Unified School District | Swain County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $671.00 | $135,850 Land $30,000 Building $105,850 | |
| 2025 | $135,850 Land $30,000 Building $105,850 | ||
| 2023 | $604.00 Additional exemption filed | $135,850 Land $30,000 Building $105,850 | $135,850 Land $30,000 Building $105,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Gibby Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 14 (1996–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Gibby Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
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