65 Gardner Dr, Mars Hill, NC 28754 Property Records

Madison County property record for 65 Gardner Dr, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,102 sqft · built 1957
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on Record
Tax Bill	$1,247 (2025)
Deeds & Mortgages	Jun 2023 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9779-63-6119`

Property Details

APN / Parcel Number

Primary APN	`9779-63-6119`
Alternative APNs	`9779636119 0018465` `18465`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,102 sqft Heated Area
1st Floor Area	1,102 sqft
Basement Area	1,102 sqft
Unfinished Basement	1,102 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	58,806 sqft (1.35 acres)

Exterior Amenities

Porch	Slab
Deck Area	716 sqft
Shed	1 Shed
Shed Area	224 sqft

Location & Zoning

Street Address	65 GARDNER DR
City	MARS HILL
State	NC
Zip	28754-6883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	63
Jurisdiction	MADISON NC
Township / Civil Division	4, BEECH GLENN
Census Block Group	2
Census Block	2001
Census Tract	10700

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 GARDNER DR, MARS HILL, NC 28754-6883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Intrafamily Transfer, Transfer
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 1, 2023
Transfer Doc	0007740053
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON NC
Recording Date	Jun 9, 2023
Property Address	65 GARDNER DR, MARS HILL, NC 28754-6883
Document Number	0007740053
Book / Page	774 / 53
Instrument Date	Jun 1, 2023
Instrument	351033
Transaction Type	Transfer
Record Updated	Jun 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 GARDNER DR, MARS HILL, NC 28754-6883

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	65 GARDNER DR, MARS HILL, NC 28754-6883
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007350204
Date	Nov 9, 2021
Book Page	735/204
Instrument	344066

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	65 GARDNER DR, MARS HILL, NC 28754-6883
Document Number	0006860509
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 GARDNER DR MARS HILL NC 287546883, MARS HILL, NC 28754-6883

Mortgage

Document Number	0006860509
Date	Mar 20, 2020
Book Page	000686/000509
Instrument	335899

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2045

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,247.00	$237,234 (-) Land $41,456 Building $195,778	$237,234 (-) Land $41,456 Building $195,778
2024	$1,247.00	$237,234 (+82.6%) Land $41,456 Building $195,778	$237,234 (+82.6%) Land $41,456 Building $195,778
2023		$129,919 (-) Land $25,823 Building $104,096	$129,919 (-) Land $25,823 Building $104,096
2022		$129,919 Land $25,823 Building $104,096	$129,919 Land $25,823 Building $104,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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