65 Front St, Palm Coast, FL 32137 Property Records

Flagler County property record for 65 Front St, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,427 sqft · built 2000
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (May 2014)
Tax Bill	$5,355 (2025)
Deeds & Mortgages	Jun 2022 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-11-31-2830-00000-0660`

Property Details

APN / Parcel Number

Primary APN	`15-11-31-2830-00000-0660`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,427 sqft Living Area
Gross Area	3,458 sqft
1st Floor Area	2,427 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,411 sqft (0.239 acres)
Driveway	Concrete Driveway
Driveway Area	504 sqft
Pool Area	820 sqft
Deck Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	65 FRONT ST
City	PALM COAST
State	FL
Zip	32137-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONT STREET AT GRAND HAVEN PHASE 1 LOT 66 OR 677 PG 1376 OR 2004/316
Legal Range	31E
Legal Township	11S
Legal Section	15
Legal Subdivision	FRONT STREET AT GRAND HAVEN
Legal Phase	1
Legal Lot Number	66
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	4
Census Block	4004
Census Tract	60301

Owner

65 Front St is owned and occupied by two individuals who acquired it in June 2022.

Source: Flagler County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 FRONT ST, PALM COAST, FL 32137-1457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2014 · Amount on File
Deed Sale	May 20, 2014 · Amount on File
Prior Sale	Dec 16, 1999 · Amount on File
Deed Document Number	201415064
Deed Book / Page	2004 / 316
Last Transfer Date	Jun 22, 2022
Transfer Doc	0027011930
Record Updated	Jun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Jun 30, 2022
Property Address	65 FRONT ST, PALM COAST, FL 32137-1457
Document Number	0027011930
Book / Page	2701 / 1930
Map Reference	MB 30 PG 87&88
Instrument Date	Jun 22, 2022
Instrument	2022033788
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 FRONT ST, 65, PALM COAST, FL 32137-1457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 SUNRISE AVE, BELLMORE, NY 11710-4509

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	65 FRONT ST, PALM COAST, FL 32137-1457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 FRONT ST, PALM COAST, FL 32137-1457

Mortgage

Document Number	0024840256
Date	Oct 8, 2020
Book Page	2484/256
Instrument	2020040739

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 65 Front St was $5,355 with a homeowner's exemption, down 34.4% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,355.00 (-34.41%) Homeowner's exemption	$337,836	$537,527 Land $135,500 Building $402,027
2024	$8,164.00 (+4.09%)
2023	$7,843.00 (+4.67%) Homeowner's exemption	$318,752 (+3%)	$550,909 (+16.67%) Land $125,000 Building $425,909
2022	$7,493.00 Homeowner's exemption	$309,468	$472,185 Land $130,000 Building $342,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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