65 Franklin Ave, Oakville, CT 06779 Property Records

Watertown Town property record for 65 Franklin Ave, Oakville, CT 06779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1988
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (Jul 2024)
Tax Bill	$5,985 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Nov 2023 Mortgage + 1 more
APN	`WATE M:126 B:189 L:7`

Property Details

APN / Parcel Number

Primary APN	`WATE M:126 B:189 L:7`
Alternative APNs	`WTWN M:126 B:189 L:7` `4369`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,390 sqft
1st Floor Area	1,120 sqft
Basement Area	1,040 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	4369
Street Address	65 FRANKLIN AVE
City	OAKVILLE
State	CT
Zip	06779-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	189
Legal Lot Number	7
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2013
Census Tract	360300

Owner

65 Franklin Ave is owned and occupied by two individuals who bought it in July 2024.

Source: Watertown Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 FRANKLIN AVE, OAKVILLE, CT 06779-1418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage TORRINGTON SAVINGS BANK
Nov 30, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 2, 2018	Warranty Deed, Transfer BANK OF ENGLAND MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Aug 2, 2018 · Amount on File
Deed Document Number	2024137668
Deed Book / Page	2326 / 168
Record Updated	Sep 20, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Jul 12, 2024
Property Address	65 FRANKLIN AVE, WATERTOWN, CT 06779-1418
Document Number	002326-168
Book / Page	2326 / 168
Instrument Date	Jul 12, 2024
Instrument	137668
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000137669
Date	Jul 12, 2024
Instrument	137669

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	65 FRANKLIN AVE, WATERTOWN, CT 06779-1418
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002307-39
Date	Nov 30, 2023
Book Page	2307/39
Instrument	135814

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Aug 2, 2018
Property Address	65 FRANKLIN AVE, WATERTOWN, CT 06779-1418
Document Number	2064-286
Book / Page	2064 / 286
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20640288
Date	Aug 2, 2018
Instrument	02064/0288

Lender

Name	BANK OF ENGLAND MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 65 Franklin Ave was $5,985.

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,985.00	$199,220 Land $37,450 Building $161,770	$139,454 Land $26,215 Building $113,239
2024	$5,985.00 (+42.57%)
2023	$4,198.00 (+5.48%)	$113,900 (-) Land $34,900 Building $79,000
2022	$3,980.00	$113,900 Land $34,900 Building $79,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 65 Franklin Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATER & SEWER AUTHORITY serves 9,972 people · EPA ID CT1530021
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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