65 Franklin Ave, Derby, CT 06418 Property Records

Derby City property record for 65 Franklin Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,616 sqft · built 1994
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2019)
Tax Bill	$15,039 (2026)
Deeds & Mortgages	Aug 2021 Refinance Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:4 B:7 L:122`

Property Details

APN / Parcel Number

Primary APN	`DERB M:4 B:7 L:122`
Alternative APNs	`005539` `10022` `5539`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,616 sqft Living Area
1st Floor Area	2,616 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	5539
Street Address	65 FRANKLIN AVE
City	DERBY
State	CT
Zip	06418-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	7
Legal Lot Number	122
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2000
Census Tract	120100

Owner

65 Franklin Ave is owned and occupied by an individual who bought it in April 2019.

Source: Derby City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	65 FRANKLIN AVE, DERBY, CT 06418-2256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 30, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SIKORSKY FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Aug 31, 1994 · Amount on File
Deed Book / Page	796 / 166
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	65 FRANKLIN AVE, DERBY, CT 06418-2256
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	855-134
Date	Aug 2, 2021
Book Page	855/134
Instrument	1462

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Apr 30, 2019
Property Address	65 FRANKLIN AVE, DERBY, CT 06418-2256
Document Number	796-166
Book / Page	796 / 166
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	796169
Date	Apr 30, 2019
Instrument	796/169

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 65 Franklin Ave was $15,039, up 38.8% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,039.00 (+38.8%)	$391,230 (+55.99%) Land $57,960 Building $333,270	$539,992 (+207.57%)
2025	$10,835.00	$250,810 Land $56,410 Building $194,400	$175,567 Land $39,487 Building $136,080
2024	$10,835.00 (+11.92%)
2023	$9,681.00	$250,810 (-) Land $56,420 Building $194,390
2022	$9,681.00	$250,810 Land $56,420 Building $194,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Franklin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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