Otsego County and Oneonta City property record for 65 Ford Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,584 sqft · built 1900 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (Jan 2025) |
| Tax Bill | $9,316 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Jul 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.17-3-88 |
| Primary APN | 361200 288.17-3-88 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| 2nd Floor Area | 1,088 sqft |
| Attic | Attic |
| Attic Area | 272 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 125 ft deep x 71 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1342 |
|---|---|
| Street Address | 65 FORD AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 140 |
| Legal Block | 3 |
| Legal Lot Number | 88.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 477 CHESTER ST, UNIONDALE, NY 11553-2421 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK |
| Jul 31, 2019 | Warranty Deed, Transfer BUTTICE ABSTRACT AND RESEARCH, BUTTICE ABS & RESEARCH |
| Feb 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on Record |
| Deed Sale | Jan 14, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2015 · Amount on Record |
| Deed Document Number | 20252025-166 |
| Prior Transfer Date | Feb 25, 2009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 65 FORD AVE, ONEONTA, NY 13820-1512 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000244 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-4244 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 31, 2019 |
| Property Address | 65 FORD AVE, ONEONTA, NY 13820-1512 |
| Document Number | 0000003374 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 3374 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | BUTTICE ABSTRACT AND RESEARCH, BUTTICE ABS & RESEARCH |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3409 STATE HIGHWAY 28 MILFORD NY 138071109, MILFORD, NY 13807-1109 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 27, 2018 |
| Property Address | 65 FORD AVE, ONEONTA, NY 13820-1512 |
| Document Number | 0000000909 |
| Instrument | 909 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 159 LAURENS NY 137960159, LAURENS, NY 13796-0159 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,316.00 (-40.88%) | ||
| 2025 | $15,757.00 | $239,000 (-) Land $20,400 Building $218,600 | $336,620 (+14.08%) Land $28,732 Building $307,888 |
| 2023 | $239,000 Land $20,400 Building $218,600 | $295,062 Land $25,185 Building $269,877 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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