Westchester County and Rye City property record for 65 Florence Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,256 sqft · built 2008 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,850,000 (Jul 2011) |
| Tax Bill | $42,878 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-5-2-2 |
| Primary APN | 551400 153-5-2-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,256 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| 2nd Floor Area | 1,628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Cooling System | Central |
|---|
| Street Address | 65 FLORENCE AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | GLEN OAKS |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 7500 |
Source: Westchester County and Rye City assessment roll, APN 551400 153-5-2-2, as of May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 FLORENCE AVE, RYE, NY 10580-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jan 04, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2011 · Amount on Record |
| Deed Sale | Jul 07, 2011 · Amount on Record |
| Prior Sale | Jul 12, 2007 · Amount on Record |
| Deed Document Number | 2011511663288 |
| Prior Transfer Date | Jul 14, 1995 |
| Prior Transfer Doc | 1119000191 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 65 FLORENCE AVE, RYE, NY 10580-1201 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 65 FLORENCE AVE, RYE, NY 10580-1201 |
| Document Number | 0622623217 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 622623217 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 65 FLORENCE AVE, RYE, NY 10580-1201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 65 FLORENCE AVE, RYE, NY 10580-1201 |
| Document Number | 0632633361 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 632633361 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 04, 2021 |
| Property Address | 65 FLORENCE AVE, RYE, NY 10580-1201 |
| Document Number | 0603293423 |
| Map Reference | MAP 2966 |
| Instrument Date | Dec 03, 2020 |
| Instrument | 603293423 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | STATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 FLORENCE AVE, 65, RYE, NY 10580-1201 |
| Name | Verified Name |
|---|---|
| Address | 509 W 48TH ST # 3C, 3C, NEW YORK, NY 10036-1123 |
| Document Number | 0603653865 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 603653865 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Westchester County and Rye City assessment roll as of May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,878.00 | $32,600 (-) Land $5,900 Building $26,700 | $2,762,712 (+6.78%) Land $500,000 Building $2,262,712 |
| 2024 | $32,600 (-) Land $5,900 Building $26,700 | $2,587,302 (+2.38%) Land $468,254 Building $2,119,048 | |
| 2023 | $32,600 Land $5,900 Building $26,700 | $2,527,131 Land $457,364 Building $2,069,767 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190075001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 72 (1978–2024) |
| Claims Outside the SFHA | 35 of 72 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 352 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NY5903456, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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