Essex County and Rowley Town property record for 65 Emily Ln, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,859 sqft · built 2004 |
| Lot Size | 0.936 acres (40,759 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,599 (2026) |
| Deeds & Mortgages | Apr 2023 Refinance Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0009 B:0023 L:0020 |
| Primary APN | ROWL M:0009 B:0023 L:0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,859 sqft Living Area |
| Gross Area | 7,470 sqft |
| Basement Area | 1,784 sqft |
| Unfinished Basement | 1,784 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,759 sqft (0.936 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 65 EMILY LN |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OUT |
| Legal Subdivision | COUNTRY CLUB ESTATEE |
| Legal Block | 23 |
| Legal Lot Number | 20 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 270100 |
65 Emily Ln is owned and occupied by an individual.
Source: Essex County and Rowley Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 EMILY LN, ROWLEY, MA 01969-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Jun 27, 2019 | Deed of Trust, Mortgage · Balloon Mortgage NEWBURYPORT FIVE CENTS SAVINGS BANK |
| Oct 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 65 EMILY LN, ROWLEY, MA 01969-2235 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041538-175 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 41538/175 |
| Instrument | 20230427001690 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 65 EMILY LN, ROWLEY, MA 01969-2235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37620-417 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 37620/417 |
| Instrument | 20190627001990 |
| Name | NEWBURYPORT FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 65 EMILY LN, ROWLEY, MA 01969-2235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39075-393 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 39075/393 |
| Instrument | 20201019006670 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 65 Emily Ln was $13,599, up 12.3% from the year before.
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,599.00 (+12.32%) | $1,124,800 (+9.35%) Land $427,600 Building $697,200 | $1,179,935 (-11.92%) |
| 2025 | $12,107.00 (+1.8%) | $1,028,600 (+4.65%) Land $331,400 Building $697,200 | $1,339,595 |
| 2024 | $11,893.00 (-0.92%) | $982,900 (+6.61%) Land $315,800 Building $667,100 | |
| 2023 | $12,004.00 | $922,000 Land $274,600 Building $647,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Emily Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 65 Emily Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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