Norfolk County and Milton Town property record for 65 Elm St, Milton, MA 02186
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,888 sqft · built 1938 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Dec 2011) |
| Tax Bill | $10,040 (2025) |
| Deeds & Mortgages | May 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MILT M:D B:056 L:30 |
| Primary APN | MILT M:D B:056 L:30 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 3,686 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,299 sqft (0.145 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 65 ELM ST |
|---|---|
| City | MILTON |
| State | MA |
| Zip | 02186-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Block | 56 |
| Legal Lot Number | 30 |
| Jurisdiction | MILTON MA |
| Township / Civil Division | MILTON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 416200 |
65 Elm St is owned and occupied by two individuals who bought it in December 2011.
Source: Norfolk County and Milton Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 ELM ST, MILTON, MA 02186-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2011 · Amount on File |
| Deed Sale | Dec 30, 2011 · Amount on File |
| Deed Book / Page | 29511 / 48 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILTON MA |
| Property Address | 65 ELM ST, MILTON, MA 02186-3108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040510-525 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 40510/525 |
| Instrument | 38870 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
The 2025 property tax bill for 65 Elm St was $10,040, up 2.7% from the year before.
Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Milton Town |
| Unified School District | Milton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,040.00 (+2.67%) | $905,300 (+1.09%) Land $463,200 Building $442,100 | $995,695 |
| 2024 | $9,779.00 (+2.19%) | $895,500 (+6.68%) Land $441,200 Building $454,300 | |
| 2023 | $9,569.00 | $839,400 Land $420,400 Building $419,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1978–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2023 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Netafy Fixed Wireless | 600 / 150 |
May also be available: T-Mobile.
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