65 Elm St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 65 Elm St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,923 sqft · built 1900
Lot Size	0.167 acres (7,261 sqft)
Owner	Individual Name on File
Last Sale	$106,400 (Aug 2021)
Tax Bill	$2,829 (2026)
Deeds & Mortgages	Aug 2021 Sale Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0006 B:0004 L:7`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0006 B:0004 L:7`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,923 sqft Living Area
Gross Area	3,812 sqft
Basement Area	914 sqft
Unfinished Basement	914 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,261 sqft (0.167 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	65 ELM ST
City	HOLYOKE
State	MA
Zip	01040-4501
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DR
Legal Block	4
Legal Lot Number	7
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2012
Census Tract	811700

Owner

65 Elm St, a duplex, is owned and occupied by an individual who bought it in August 2021.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	65 ELM ST, HOLYOKE, MA 01040-4501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Quit Claim Deed, Transfer
Aug 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Aug 9, 2017 · Amount on File
Deed Document Number	202161502
Deed Book / Page	24094 / 471
Prior Transfer Date	Aug 23, 2021
Prior Transfer Doc	24094-471
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Aug 31, 2021
Property Address	65 ELM ST, HOLYOKE, MA 01040-4501
Document Number	24094-471
Book / Page	24094 / 471
Instrument Date	Aug 23, 2021
Instrument	61502
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 ELM ST, HOLYOKE, MA 01040-4501

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Aug 9, 2017
Property Address	65 ELM ST, HOLYOKE, MA 01040-4501
Document Number	21805-163
Book / Page	021805 / 000163
Instrument Date	Aug 8, 2017
Instrument	45934
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Amount	Amount on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PARK SLOPE HOLYOKE MA 010402647, HOLYOKE, MA 01040-2647

Tax Assessment & Valuation

The 2026 property tax bill for 65 Elm St was $2,829, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,829.00 (+6.8%)	$162,300 (+6.99%) Land $39,200 Building $112,900	$302,224
2025	$2,649.00 (+7.2%)	$151,700 (+16.33%) Land $36,700 Building $115,000
2024	$2,471.00 (+7.34%)	$130,400 (+6.28%) Land $34,800 Building $95,600
2023	$2,302.00	$122,700 Land $34,800 Building $87,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 65 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: AT&T, HGE.NET, T-Mobile, Verizon.

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