State of Hawaii and Hawaii County property record for 65 Elm Dr, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 1963 |
| Lot Size | 0.341 acres (14,830 sqft) |
| Owner | Trust Name on File |
| Last Sale | $237,000 (Jul 2017) |
| Tax Bill | $656 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-2-055-024 |
| Primary APN | 3-2-2-055-024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,830 sqft (0.341 acres) |
| Garage Area | 536 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 448 sqft |
| Shed | 1 Shed |
| Shed Area | 520 sqft |
| Street Address | 65 ELM DR |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 16-A-3 14,830 SF DES GR 11537 WAIAKEA HOMESTEADS, 1ST SERIES TOG/10 FT ROAD AND UTILITY ESMTS SUBJ TO 10 FT ROAD AND UTILITY ESMT |
| Legal Subdivision | WAIAKEA HIGHLAND VIEW LOTS |
| Legal Lot Number | 16-A- |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 20600 |
65 Elm Dr is owner-occupied and held in a trust since July 2017.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 65 ELM DR, HILO, HI 96720-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2017 · Amount on File |
| Deed Sale | Jul 6, 2017 · Amount on File |
| Deed Document Number | 201763960354 |
| Prior Transfer Date | Jan 28, 2016 |
| Prior Transfer Doc | 0059450717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jul 6, 2017 |
| Property Address | 65 ELM DR, HILO, HI 96720-5601 |
| Document Number | 0A63960354 |
| Instrument Date | Jun 30, 2017 |
| Instrument | A-63960354 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | TG |
| Tax | $237.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 517 PUNAA ST, 517, KAILUA, HI 96734-2262 |
| Name | Verified Name |
|---|---|
| Address | 65 ELM DR, HILO, HI 96720-5601 |
| Document Number | , A-63960355 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | A-63960355 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 65 Elm Dr was $656 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,100 (+2.99%) Land $119,600 Building $183,500 | $464,700 (+1.29%) Land $250,900 Building $213,800 | |
| 2025 | $656.00 | $294,300 (+3.01%) Land $119,600 Building $174,700 | $458,800 (+11.93%) Land $245,000 Building $213,800 |
| 2024 | $285,700 (+2.99%) Land $119,600 Building $166,100 | $409,900 (+8.7%) Land $204,800 Building $205,100 | |
| 2023 | $688.00 Homeowner's exemption | $277,400 Land $119,600 Building $157,800 | $377,100 Land $186,400 Building $190,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Elm Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (1979–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2018 · Hurricane Lane |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Elm Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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