Suffolk County and Smithtown Town property record for 65 Elder Dr, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,065 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $705,000 (2023) |
| Tax Bill | $12,686.00 (2024) |
Source: Suffolk County and Smithtown Town records · APN 473489 91.-3-52
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 ELDER DR, COMMACK, NY 11725-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed, Transfer · Stand Alone First Mortgage FINANCE AMERICA LLC |
| Mar 03, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance ROCKET MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2023 · Amount on Record |
| Deed Sale | Jan 30, 2023 · Amount on Record |
| Prior Sale | Oct 29, 2015 · Amount on Record |
| Deed Book / Page | 13186 / 792 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 30, 2023 |
| Property Address | 65 ELDER DR, COMMACK, NY 11725-2309 |
| Document Number | 0131860792 |
| Book / Page | 13186 / 792 |
| Instrument Date | Sep 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 11 MERCADANTE PL, GLEN COVE, NY 11542-4013 |
| Document Number | 0023478417 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 23478/417 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 65 ELDER DR, COMMACK, NY 11725-2309 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233880243 |
|---|---|
| Date | Mar 03, 2022 |
| Book Page | 23388/243 |
| Instrument | DM068937 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Apr 01, 2041 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,576 (-) Land $310 Building $4,266 | $572,000 (+10,776.59%) Land $38,750 Building $533,250 | |
| 2024 | $12,686.00 | ||
| 2023 | $4,576 (-) Land $310 Building $4,266 | $5,259 (+12.64%) Land $356 Building $4,903 | |
| 2022 | $4,576 Land $310 Building $4,266 | $4,669 Land $316 Building $4,353 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 473489 91.-3-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,065 sqft Living Area |
| 1st Floor | 1,065 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level Style |
| Exterior Material | Wood Exterior |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Basement Garage |
| Porch | Open Porch |
| Porch Area | 132 sqft Porch |
| View | Suburban View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 65 ELDER DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2309 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 12-475376 TC-52 *2479 SEC C LOT 117 MAYFAIR EST |
| Legal Subdivision | MAYFAIR ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 52 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 135102 |
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