Stephens County property record for 65 Edwards Pl, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,795 sqft · built 2007 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $584,050 (May 2025) |
| Tax Bill | $8,916 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T10 110 |
| Primary APN | T10 110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,795 sqft Heated Area |
| Attic Area | 1,998 sqft |
| Basement Area | 1,998 sqft |
| Finished Basement | 1,998 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 36,155 sqft (0.83 acres) |
| Terrain | Gentle Slope |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 240 sqft |
| Patio Area | 525 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 616700 |
|---|---|
| Street Address | 65 EDWARDS PL |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | EDWARDS ST LOT |
| Legal Subdivision | GEOFFREY A ASHE |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 970101 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 EDWARDS PL, TOCCOA, GA 30577-6626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE |
| Sep 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE |
| May 29, 2018 | Grant Deed, Transfer · Conventional Mortgage HOMESTAR FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Sep 17, 2021 · Amount on Record |
| Deed Document Number | 0001408381 |
| Deed Book / Page | 1408 / 381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 65 EDWARDS PL, TOCCOA, GA 30577-6626 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 65 EDWARDS PL, TOCCOA, GA 30577-6626 |
| Document Number | 0013000000000095 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 0000001300/0000000095 |
| Instrument | 2022000947 |
| Name | AMERISAVE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Oct 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 17, 2021 |
| Property Address | 65 EDWARDS PL, TOCCOA, GA 30577-6626 |
| Document Number | 0012670311 |
| Book / Page | 1267 / 311 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-001344 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17451 LETHRIDGE CIR, ROUND HILL, VA 20141-2182 |
| Document Number | 0012670000000313 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 0000001267/0000000313 |
| Name | AMERISAVE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 29, 2018 |
| Property Address | 65 EDWARDS PL, TOCCOA, GA 30577-6626 |
| Document Number | 0011510023 |
| Book / Page | 001151 / 000023 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $238.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 EDWARDS ST TOCCOA GA 30577, TOCCOA, GA 30577 |
| Document Number | 11510029 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 001151/000029 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2048 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,916.00 (+94.72%) | $255,546 (+67.9%) Land $4,815 Building $250,731 | $638,864 (+67.9%) Land $12,037 Building $626,827 |
| 2023 | $4,579.00 (-10.23%) Homeowner's exemption | $152,201 (+5.52%) Land $4,815 Building $147,386 | $380,501 (+5.52%) Land $12,037 Building $368,464 |
| 2022 | $5,101.00 Homeowner's exemption | $144,238 Land $4,815 Building $139,423 | $360,595 Land $12,037 Building $348,558 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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