65 Echo St, Rochester, NY 14609 Property Records

Monroe County and Irondequoit Town property record for 65 Echo St, Rochester, NY 14609

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,092 sqft · built 1963
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Apr 2014)
Tax Bill$5,640 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN263400 092.13-2-46

Property Details

APN / Parcel Number

Primary APN263400 092.13-2-46
Alternative APNs
  • 34000921300002046000
  • 04892390000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialWood
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions120 ft deep x 87 ft wide
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area28 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04892390000
Street Address65 ECHO ST
CityROCHESTER
StateNY
Zip14609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description0041-14-07 ECHO HILL L31 01
Legal SubdivisionTHE ECHO HILL SUBDIVISION
Legal Block2
Legal Lot Number46.000
JurisdictionMONROE NY
Township / Civil DivisionIRONDEQUOIT
Census Block Group1
Census Block1011
Census Tract10901

Owner

Source: Monroe County and Irondequoit Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 SPARTAN DR, ROCHESTER, NY 14609-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2014 · Amount on Record
Deed SaleApr 25, 2014 · Amount on Record
Prior SaleDec 28, 2001 · Amount on Record
Deed Document Number2014651
Deed Book / Page11383 / 639
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address65 ECHO ST, ROCHESTER, NY 14609
Document Number0000000078
Instrument DateDec 24, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 SPARTAN DR ROCHESTER NY 146091402, ROCHESTER, NY 14609-1402

Mortgage

Document Number0000000078
DateJan 20, 2021
Book Page028979/000344
Instrument78
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term276 Months
DueJan 19, 2044

Tax Assessment & Valuation

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionIrondequoit Town
Unified School DistrictEast Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,640.00 (+41.89%)$158,000 (-) Land $25,000 Building $133,000$188,100 (+19.05%) Land $29,763 Building $158,337
2023$158,000 (+78.53%) Land $25,000 Building $133,000$158,000 (+39.21%) Land $25,000 Building $133,000
2022$88,500 Land $23,000 Building $65,500$113,500 Land $29,497 Building $84,003
2021$3,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Empire Long Distance.

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