65 Eagle Cove Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 65 Eagle Cove Ln, Saint Charles, MO 63303

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,656 sqft · built 2001
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Tax Bill$3,095 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Mar 2026 Sale
Flood ZoneZone X (minimal risk)
APNT020900076

Property Details

APN / Parcel Number

Primary APNT020900076
Alternative APN
  • 3-0003-8867-00-025B.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,656 sqft Living Area
Gross Area3,232 sqft
1st Floor Area1,416 sqft
Basement Area1,416 sqft
Finished Basement240 sqft
Unfinished Basement1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck AreaDeck Area
Patio Area144 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT020900076
Street Address65 EAGLE COVE LN
CitySAINT CHARLES
StateMO
Zip63303-3738
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCARROLLTON MANOR #1 RESUB 20-25 UNIT 25B
Legal SubdivisionCARROLLTON MANOR #1 RESUB LOT 20-25
Legal Lot Number25B
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1060
Census Tract310901

Owner

65 Eagle Cove Ln, a condominium, is owned by two individuals who acquired it in March 2026.

Source: St. Charles County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address65 EAGLE COVE LN, 25B, SAINT CHARLES, MO 63303-3738
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Line of Credit
SIMMONS BANK
Mar 10, 2026Warranty Deed, Transfer
OLD REPUBLIC TITLE, ORT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2026
Deed SaleMar 10, 2026
Prior SaleDec 14, 2001
Deed Document Number202610953
Prior Transfer DateJan 3, 2005
Prior Transfer Doc0000091730
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateApr 13, 2026
Property Address65 EAGLE COVE LN, SAINT CHARLES, MO 63303-3738
Document Number0000016793
Instrument DateApr 8, 2026
Instrument202616793
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 EAGLE COVE LN, SAINT CHARLES, MO 63303-3738

Mortgage

Document Number0000016793,
DateApr 13, 2026
Instrument202616793
Lender
NameSIMMONS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 10, 2026
Property Address65 EAGLE COVE LN, SAINT CHARLES, MO 63303-3738
Document Number0000010953
Map ReferenceMB 38 PG 184
Instrument DateMar 4, 2026
Instrument2026R-010953
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyOLD REPUBLIC TITLE, ORT

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 EAGLE COVE LN # 25B, 25B, SAINT CHARLES, MO 63303-3738

Tax Assessment & Valuation

The 2025 property tax bill for 65 Eagle Cove Ln was $3,095, up 1.4% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,095.00 (+1.41%)$53,636$282,294 Building $282,294
2024$3,052.00
2023$51,368
2022$270,357 Building $270,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Eagle Cove Ln in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims69 (1979–2014)
Claims Outside the SFHA14 of 69
Most Recent ClaimJun 2014 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2008 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Eagle Cove Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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