Carlton County property record for 65 E Hwy 61, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $213,000 (Apr 2007) |
| Tax Bill | $3,962 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-5092 |
| Primary APN | 78-020-5092 |
|---|---|
| Alternative APN |
|
| Lot Area | 39,204 sqft (0.9 acres) |
|---|
| Account Number | 26314 |
|---|---|
| Street Address | 65 E HIGHWAY 61 |
| City | ESKO |
| State | MN |
| Zip | 55733-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 SE1/4 COMM AT SE COR OF QTR TH N ALG TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 22 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 70300 |
Source: Carlton County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 E HIGHWAY 61, ESKO, MN 55733-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit HARBORONE CREDIT UNION |
| Oct 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Jun 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2007 · Amount on Record |
| Deed Sale | Apr 4, 2007 · Amount on Record |
| Deed Document Number | 2007408805 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | May 18, 2026 |
| Property Address | 65 E HIGHWAY 61, ESKO, MN 55733-9628 |
| Document Number | 0000526794 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026526794 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 65 E HIGHWAY 61, ESKO, MN 55733-9628 |
| Document Number | 0000526794, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026526794 |
| Name | HARBORONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 25, 2041 |
| Rate | 5.74% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 65 E HIGHWAY 61, ESKO, MN 55733-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000494510 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | A000494510 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 65 E HIGHWAY 61, ESKO, MN 55733-9628 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | , A000474536 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | A000474536 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2037 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,962.00 (+8.49%) Homeowner's exemption | ||
| 2025 | $349,700 (+4.05%) Land $56,700 Building $293,000 | $349,700 (+4.05%) Land $56,700 Building $293,000 | |
| 2024 | $3,652.00 Homeowner's exemption | $336,100 (+8.42%) Land $56,700 Building $279,400 | $336,100 (+8.42%) Land $56,700 Building $279,400 |
| 2023 | $3,652.00 Homeowner's exemption | $310,000 (-) Land $54,700 Building $255,300 | $310,000 (-) Land $54,700 Building $255,300 |
| 2022 | $310,000 Land $54,700 Building $255,300 | $310,000 Land $54,700 Building $255,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber · Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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