65 E Bay Way, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 65 E Bay Way, Lavallette, NJ 08735

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,264 sqft · built 2020
Lot Size0.034 acres (1,498 sqft)
Owner2 Individual Names on Record
Last Sale$93,500 (Oct 1997)
Tax Bill$14,761 (2025)
Deeds & MortgagesNov 2019 Second Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN08-00921-01-00022

Property Details

APN / Parcel Number

Primary APN08-00921-01-00022
Alternative APN
  • 0800921000100022

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,264 sqft Living Area
Gross Area1,616 sqft
Basement Area352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialAsbestos
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area1,498 sqft (0.034 acres)
Lot Dimensions30 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address65 BAY TER
CityTOMS RIVER
StateNJ
Zip08753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB6
Legal Description50X30
Legal SubdivisionTOMS RIVER TOWNSHIP
Legal Block921.1
Legal Lot Number22
JurisdictionOCEAN NJ
Township / Civil DivisionTOMS RIVER
Census Block Group2
Census Block2001
Census Tract722500

Owner

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address322 LINCOLN AVE, LYNDHURST, NJ 07071-2206
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BCB COMMUNITY BANK
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 1997 · Amount on Record
Deed SaleOct 24, 1997 · Amount on Record
Deed Document Number199773498
Deed Book / Page5516 / 133
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address65 E BAY WAY, LAVALLETTE, NJ 08735-3206
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0176941575
DateNov 25, 2019
Book Page17694/1575
Instrument2019120123
Lender
NameBCB COMMUNITY BANK
TypeBank
AddressBAYONNE, NJ 07002
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2034
Interest
Rate TypeAdjustable Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address65 E BAY WAY, LAVALLETTE, NJ 08735-3206
Transaction TypeMortgage
Record UpdatedNov 3, 2021
Title CompanyRIVERSIDE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181841808
DateDec 2, 2020
Book Page18184/1808
Instrument2020144206
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionToms River Township
Unified School DistrictToms River Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$755,400 (-) Land $384,000 Building $371,400$755,400 (-) Land $384,000 Building $371,400
2025$14,761.00 (+7.31%)$755,400 (-) Land $384,000 Building $371,400$755,400 (-) Land $384,000 Building $371,400
2024$13,755.00 (+11.78%)
2023$755,400 Land $384,000 Building $371,400$755,400 Land $384,000 Building $371,400
2022$12,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 520 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies540 units insured
incl. 20 condo units
Nearby Flood Claims666 (1978–2022)
Claims Outside the SFHA88 of 666
Most Recent ClaimDec 2022 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 551 claims
  • Hurricane Irene, Aug 2011 · 29 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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