Madison County property record for 65 E 4th St, London, OH 43140
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 2021 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Aug 2024) |
| Tax Bill | $2,731 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-01141.000 |
| Primary APN | 31-01141.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Family Room | Family Room |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 027834-0 |
|---|---|
| Street Address | 65 E 4TH ST |
| City | LONDON |
| State | OH |
| Zip | 43140-1256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 WILLIS |
| Legal Subdivision | LONDON |
| Jurisdiction | MADISON OH |
| Township / Civil Division | LONDON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 40700 |
65 E 4th St is owned and occupied by two individuals who bought it in August 2024.
Source: Madison County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 E 4TH ST, LONDON, OH 43140-1256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLIFILE |
| Aug 6, 2024 | Survivorship Deed, Transfer · FHA Mortgage NFM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2024 · Amount on File |
| Deed Sale | Aug 6, 2024 · Amount on File |
| Prior Sale | Mar 3, 2010 · Amount on File |
| Deed Document Number | 20243436 |
| Deed Book / Page | 428 / 1790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON OH |
| Recording Date | Apr 30, 2026 |
| Property Address | 65 E 4TH ST, LONDON, OH 43140-1256 |
| Document Number | 0000002134 |
| Book / Page | 453 / 256 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20262134 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 65 E 4TH ST, LONDON, OH 43140-1256 |
| Document Number | 0000002134, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 453/256 |
| Instrument | 20262134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MADISON OH |
| Recording Date | Aug 6, 2024 |
| Property Address | 65 E 4TH ST, LONDON, OH 43140-1256 |
| Document Number | 0000003436 |
| Book / Page | 428 / 1790 |
| Map Reference | MB 1 PG 65&66 |
| Instrument Date | Jul 24, 2024 |
| Instrument | 2024-3436 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | NORTHWEST ADVANTAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 65 E 4TH ST, LONDON, OH 43140-1256 |
| Document Number | 0000003437 |
|---|---|
| Date | Aug 6, 2024 |
| Instrument | 2024-3437 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2054 |
| Document Number | 0000003438 |
|---|---|
| Date | Aug 6, 2024 |
| Book Page | 428/1808 |
| Instrument | 2024-3438 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2034 |
The 2025 property tax bill for 65 E 4th St was $2,731 with a homeowner's exemption, down 8.3% from the year before.
Source: Madison County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Madison County |
| Municipality | London City |
| Unified School District | London City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,731.00 (-8.26%) Homeowner's exemption | $101,000 (-) Land $14,170 Building $86,830 | |
| 2024 | $2,977.00 (-5.79%) Homeowner's exemption | $101,000 (-) Land $14,170 Building $86,830 | |
| 2023 | $3,160.00 (+19.74%) Homeowner's exemption | $101,000 (+27.88%) Land $14,170 Building $86,830 | $288,570 Land $40,480 Building $248,090 |
| 2022 | $2,639.00 Homeowner's exemption | $78,980 Land $11,660 Building $67,320 | |
| 2020 | $225,640 Land $33,310 Building $192,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 65 E 4th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2015–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 65 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MID-OHIO WSD - CHRISMAN AVENUE WTP serves 10,256 people · EPA ID OH4900712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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