65 Dean Rd, Spencerport, NY 14559 Property Records

Monroe County and Parma Town property record for 65 Dean Rd, Spencerport, NY 14559

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,828 sqft · built 1958
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Trust Names on File
Last Sale	$235,000 (Oct 2019)
Tax Bill	$6,750 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264089 057.02-2-27`

Property Details

APN / Parcel Number

Primary APN	`264089 057.02-2-27`
Alternative APNs	`40890570200002027000` `02330175000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02330175000
Street Address	65 DEAN RD
City	SPENCERPORT
State	NY
Zip	14559-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRAD BAY L7 R2 S SEC 57.02-2-27
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	MONROE NY
Township / Civil Division	PARMA
Census Block Group	1
Census Block	1002
Census Tract	14802

Owner

65 Dean Rd is owner-occupied and held in a trust since March 2026.

Source: Monroe County and Parma Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	65 DEAN RD, SPENCERPORT, NY 14559-9537
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Oct 15, 2019	Warranty Deed, Transfer · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Deed Document Number	20191404
Deed Book / Page	12254 / 518
Last Transfer Date	Mar 16, 2026
Transfer Doc	0003401024
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	65 DEAN RD, SPENCERPORT, NY 14559-9537
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 DEAN RD, SPENCERPORT, NY 14559-9537

Mortgage

Document Number	0000000821
Date	Nov 12, 2021
Book Page	29576/516
Instrument	202111120821

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	65 DEAN RD, SPENCERPORT, NY 14559-9537
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 DEAN RD, SPENCERPORT, NY 14559-9537

Mortgage

Document Number	0000000822
Date	Nov 12, 2021
Book Page	29576/529
Instrument	202111120822

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 15, 2019
Property Address	65 DEAN RD, SPENCERPORT, NY 14559-9537
Document Number	0000001404
Book / Page	12254 / 518
Instrument Date	Oct 3, 2019
Instrument	201910151404
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 DEAN RD, 98, SPENCERPORT, NY 14559-9593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 DEAN RD, SPENCERPORT, NY 14559-9537

Mortgage

Document Number	0000001405
Date	Oct 15, 2019
Instrument	201910151405

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 65 Dean Rd was $6,750 with exemptions applied, down 13.8% from the year before.

Source: Monroe County and Parma Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Parma Town
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,750.00 (-13.78%) Homeowner's exemption Senior Citizen's exemption
2025	$7,829.00	$310,000 Land $42,100 Building $267,900	$316,300 Land $42,956 Building $273,344
2023		$169,400 (-) Land $37,100 Building $132,300	$238,600 (+14.11%) Land $52,255 Building $186,345
2022		$169,400 Land $37,100 Building $132,300	$209,100 Land $45,795 Building $163,305
2021	$6,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Dean Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1999–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Dean Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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