65 Cunningham St, Wilmington, MA 01887 Property Records

Middlesex County and Wilmington Town property record for 65 Cunningham St, Wilmington, MA 01887

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,708 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Oct 2015)
Tax Bill	$9,332 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WILM M:0069 L:0000 P:0008A`

Property Details

APN / Parcel Number

Primary APN	`WILM M:0069 L:0000 P:0008A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	3,675 sqft
1st Floor Area	1,708 sqft
Basement Area	1,662 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	65 CUNNINGHAM ST
City	WILMINGTON
State	MA
Zip	01887-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Jurisdiction	WILMINGTON MA
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2012
Census Tract	331200

Owner

65 Cunningham St is owned and occupied by two individuals who bought it in October 2015.

Source: Middlesex County and Wilmington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 CUNNINGHAM ST, WILMINGTON, MA 01887-1366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2015 · Amount on File
Deed Sale	Oct 16, 2015 · Amount on File
Prior Sale	Apr 7, 2005
Transfer Doc	0000284287
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	65 CUNNINGHAM ST, WILMINGTON, MA 01887-1366
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000311248
Date	Jun 3, 2021
Instrument	311248

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Jul 1, 2040

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	65 CUNNINGHAM ST, WILMINGTON, MA 01887-1366
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	311248
Date	Jun 3, 2021
Instrument	311248

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 65 Cunningham St was $9,332, up 7.3% from the year before.

Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wilmington Town
Unified School District	Wilmington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,332.00 (+7.33%)	$817,900 (+7.7%) Land $294,300 Building $523,600	$839,782 (+12.81%)
2025	$8,695.00 (+1.6%)	$759,400 (+1.43%) Land $272,500 Building $486,900	$744,420 (+3.35%)
2024	$8,558.00 (+3.08%)	$748,700 (+7.68%) Land $272,500 Building $476,200	$720,290
2023	$8,302.00	$695,300 Land $247,700 Building $447,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Cunningham St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1987–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Cunningham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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