65 Cross St, Marion, NC 28752 Property Records

McDowell County property record for 65 Cross St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 957 sqft · built 1916
Lot Size	0.16 acres (6,930 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2024)
Tax Bill	$915 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`1701-10-35-8723`

Property Details

APN / Parcel Number

Primary APN	`1701-10-35-8723`
Alternative APNs	`62666` `82861`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	957 sqft Heated Area
Gross Area	1,153 sqft
1st Floor Area	957 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,930 sqft (0.16 acres)
Lot Dimensions	110 ft deep x 63 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	82861
Street Address	65 CROSS ST
City	MARION
State	NC
Zip	28752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.17 AC LOT 8 BLK A CROSS COTTON MILLS PB 4 PG 278
Legal Subdivision	R M H STOCK & B C STOCK LANDS
Legal Block	A
Legal Lot Number	8
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2003
Census Tract	970500

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 CROSS ST, MARION, NC 28752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2024	Warranty Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC
Apr 18, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	20244689
Deed Book / Page	1481 / 942
Prior Transfer Date	Aug 12, 2016
Prior Transfer Doc	0011880865
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 10, 2024
Property Address	65 CROSS ST, MARION, NC 28752
Document Number	0014810942
Book / Page	1481 / 942
Map Reference	MB 4 PG 278
Instrument Date	Sep 26, 2024
Instrument	2024004689
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 807, NEBO, NC 28761-0028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CROSS ST, MARION, NC 28752

Mortgage

Document Number	2024004690
Date	Oct 10, 2024
Instrument	2024004690

Lender

Name	GOPRIME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Mortgage

Document Number	0014810958
Date	Oct 10, 2024
Book Page	1481/958
Instrument	2024004691

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Amount	Amount Recorded

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 18, 2024
Property Address	65 CROSS ST, MARION, NC 28752
Document Number	0014660103
Book / Page	1466 / 103
Map Reference	MB 4 PG 278
Instrument Date	Apr 18, 2024
Instrument	2024001817
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 807, NEBO, NC 28761-0028

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$915.00 (+176.44%)	$153,140 (+176.23%) Land $20,000 Building $133,140
2023	$331.00	$55,440 Land $20,000 Building $35,440	$153,140 Land $20,000 Building $133,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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