65 Cross Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 65 Cross Rd, Chepachet, RI 02814

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 973 sqft · built 1850
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Nov 2020)
Tax Bill$3,686 (2025)
Deeds & MortgagesDec 2023 Refinance
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-0882-01

Property Details

APN / Parcel Number

Primary APN12-0882-01
Alternative APN
  • GLOC M:010 B:107

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area973 sqft Living Area
Gross Area1,504 sqft
1st Floor Area870 sqft
AtticAttic
Attic Area342 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number12-0882-01
Street Address65 CROSS RD
CityCHEPACHET
StateRI
Zip02814-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code20
Legal Block107
JurisdictionGLOCESTER RI
Township / Civil DivisionGLOCESTER
Census Block Group3
Census Block3000
Census Tract13101

Owner

Source: Glocester Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address65 CROSS RD, CHEPACHET, RI 02814-1317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
NAVIGANT CREDIT UNION
Aug 30, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Nov 2, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2020 · Amount on Record
Deed SaleNov 2, 2020 · Amount on Record
Prior SaleNov 5, 2004 · Amount on Record
Deed Document Number202044940
Deed Book / Page842 / 314
Transfer Doc658-184
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address65 CROSS RD, CHEPACHET, RI 02814-1317
Transaction TypeMortgage
Record UpdatedJan 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000937-179
DateDec 21, 2023
Book Page937/179
Instrument52686
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address65 CROSS RD, CHEPACHET, RI 02814-1317
Transaction TypeMortgage
Record UpdatedSep 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number879-257
DateAug 30, 2021
Book Page879/257
Instrument47752
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOCESTER RI
Recording DateNov 2, 2020
Property Address65 CROSS RD, CHEPACHET, RI 02814-1317
Document Number842-314
Book / Page842 / 314
Instrument DateNov 2, 2020
Instrument44940
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 CROSS RD, CHEPACHET, RI 02814-1317

Mortgage

Document Number44941
DateNov 2, 2020
Instrument44941
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionGlocester Town
Secondary School DistrictFoster-Glocester Regional School District (06 - 12)
Elementary School DistrictGlocester Elementary School District (PK - 05)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,686.00 (+0.05%)$258,500 (-) Land $129,800 Building $128,700
2023$3,684.00 (+1%)$258,500 (+44.25%) Land $129,800 Building $128,700
2022$3,349.00$179,200 Land $80,800 Building $98,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

Nearby Properties on Cross Rd

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