Penobscot County and Bradley Town property record for 65 Cram St, Bradley, ME 04411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,136 sqft · built 1920 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,747 (2025) |
| Deeds & Mortgages | Jan 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BRAY M:016 L:050 |
| Primary APN | BRAY M:016 L:050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Heating System | HVAC |
|---|
| Account Number | 424 |
|---|---|
| Street Address | 65 CRAM ST |
| City | BRADLEY |
| State | ME |
| Zip | 04411-5120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 50 |
| Jurisdiction | BRADLEY ME |
| Township / Civil Division | BRADLEY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 8001 |
Source: Penobscot County and Bradley Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 CRAM ST, BRADLEY, ME 04411-5120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADLEY ME |
| Property Address | 65 CRAM ST, BRADLEY, ME 04411-5120 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0170480238 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 17048/238 |
| Instrument | 1154 |
| Name | COUNTY FED CREDIT UNION (AROOSTOOK CTY) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2034 |
Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Bradley Town |
| Unified School District | Regional School Unit 34 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,747.00 (+6.78%) | $148,700 (-) Land $39,100 Building $109,600 |
| 2024 | $1,636.00 (+14.09%) | $148,700 (+71.12%) Land $39,100 Building $109,600 |
| 2023 | $1,434.00 (+6.46%) | $86,900 (-) Land $29,200 Building $57,700 |
| 2022 | $1,347.00 | $86,900 Land $29,200 Building $57,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1979–2018) |
| Claims Outside the SFHA | 9 of 18 |
| Most Recent Claim | Jan 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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