65 Cottage St, Randolph, MA 02368 Property Records

Norfolk County and Randolph Town City property record for 65 Cottage St, Randolph, MA 02368

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1800
Lot Size	0.286 acres (12,450 sqft)
Owner	Individual Name on File
Tax Bill	$4,955 (2025)
Deeds & Mortgages	Mar 2022 Refinance Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RAND M:53 B:D L:018`

Property Details

APN / Parcel Number

Primary APN	`RAND M:53 B:D L:018`
Alternative APN	`6973`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,040 sqft Living Area
Gross Area	1,886 sqft
1st Floor Area	788 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,450 sqft (0.286 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	6973
Street Address	65 COTTAGE ST
City	RANDOLPH
State	MA
Zip	02368-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Block	D
Legal Lot Number	18
Jurisdiction	RANDOLPH MA
Township / Civil Division	RANDOLPH TOWN
Census Block Group	3
Census Block	3019
Census Tract	420301

Owner

65 Cottage St is owned by an individual who acquired it in May 2015.

Source: Norfolk County and Randolph Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	221 OAK ST, 433, BROCKTON, MA 02301-1359
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2015
Deed Sale	May 1, 2015
Prior Sale	Apr 9, 2001 · Amount on File
Deed Document Number	201536612
Deed Book / Page	33092 / 41
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MA
Property Address	65 COTTAGE ST, RANDOLPH, MA 02368-4609
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040355-273
Date	Mar 1, 2022
Book Page	40355/273
Instrument	18622

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MA
Property Address	65 COTTAGE ST, RANDOLPH, MA 02368-4609
Document Number	35523-494
Book / Page	035523 / 000494
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35523-494
Date	Oct 17, 2017
Book Page	035523/000494
Instrument	98828

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 65 Cottage St was $4,955.

Source: Norfolk County and Randolph Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Randolph Town City
Unified School District	Randolph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,955.00	$426,800 Land $230,600 Building $196,200	$423,320 (+16.38%)
2024			$363,755
2023	$4,540.00	$375,800 Land $205,500 Building $170,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Cottage St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 65 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANDOLPH WATER DEPARTMENT serves 35,114 people · EPA ID MA4244000
Water Source	Purchased surface water from RANDOLPH/HOLBROOK JOINT WATER BOARD
Last State Inspection	Aug 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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