65 Cottage Rd, Enfield, CT 06082 Property Records

Enfield Town property record for 65 Cottage Rd, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,142 sqft · built 1920
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Dec 2022)
Tax Bill	$5,687 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2022 Sale & Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`ENFI M:080 L:0182`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:080 L:0182`
Alternative APNs	`M:0527 B:0001 L:0070` `52700010070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,142 sqft Living Area
Gross Area	3,214 sqft
1st Floor Area	1,054 sqft
Basement Area	310 sqft
Unfinished Basement	310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	52700010070
Street Address	65 COTTAGE RD
City	ENFIELD
State	CT
Zip	06082-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	L33
Legal Lot Number	182
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2000
Census Tract	524300

Owner

Source: Enfield Town records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 COTTAGE RD, ENFIELD, CT 06082-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit 360 FEDERAL CREDIT UNION
Dec 6, 2022	Quit Claim Deed, Transfer · Line of Credit 360 FCU
Oct 9, 2019	Fiduciary Deed, Transfer UNKNOWN
Sep 12, 2019	Fiduciary Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Deed Document Number	20222023008171
Deed Book / Page	2858 / 657
Prior Transfer Date	Dec 1, 2022
Prior Transfer Doc	002858-657
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Recording Date	Jul 16, 2026
Property Address	65 COTTAGE RD, ENFIELD, CT 06082-2206
Document Number	2027000698
Book / Page	2982 / 418
Instrument Date	Jun 2, 2026
Instrument	20262027000698
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 COTTAGE RD, ENFIELD, CT 06082-2206

Mortgage

Document Number	2027000698,
Date	Jul 16, 2026
Book Page	2982/418
Instrument	20262027000698

Lender

Name	360 FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ENFIELD CT
Recording Date	Dec 6, 2022
Property Address	65 COTTAGE RD, ENFIELD, CT 06082-2206
Document Number	002858-657
Book / Page	2858 / 657
Instrument Date	Dec 1, 2022
Instrument	2023008171
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 COTTAGE RD, ENFIELD, CT 06082-2206

Mortgage

Document Number	0002023008
Date	Dec 6, 2022
Instrument	2023008

Lender

Name	360 FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ENFIELD CT
Recording Date	Oct 9, 2019
Property Address	65 COTTAGE RD, ENFIELD, CT 06082-2206
Document Number	2736-601
Book / Page	002736 / 000601
Instrument Date	Oct 9, 2019
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 COTTAGE RD ENFIELD CT 060822206, ENFIELD, CT 06082-2206

September 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ENFIELD CT
Recording Date	Sep 12, 2019
Property Address	65 COTTAGE RD, ENFIELD, CT 06082-2206
Document Number	2733-1083
Book / Page	002733 / 001083
Instrument Date	Sep 12, 2019
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 COTTAGE RD ENFIELD CT 060822206, ENFIELD, CT 06082-2206

Tax Assessment & Valuation

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,687.00	$160,200 (-) Land $58,300 Building $101,900	$112,140 Land $40,810 Building $71,330
2024	$5,687.00 (+3.32%)
2023	$5,504.00 (+8.58%)	$160,200 (-) Land $58,300 Building $101,900
2022	$5,069.00	$160,200 Land $58,300 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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