Montgomery County property record for 65 Cooper Dr, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,040 sqft · built 2007 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,000 (Jan 2020) |
| Tax Bill | $1,980 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-00-00-051.08 |
| Primary APN | 040-00-00-051.08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 624 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 649726 |
|---|---|
| Street Address | 65 COOPER DR |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-8893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COOPER LN 0.82 ACS & HOUSE |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | JEFFERSONVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920500 |
65 Cooper Dr is owned and occupied by two individuals who bought it in January 2020.
Source: Montgomery County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 COOPER DR, MOUNT STERLING, KY 40353-8893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2020 · Amount on File |
| Deed Sale | Jan 10, 2020 · Amount on File |
| Prior Sale | Aug 3, 2015 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 65 Cooper Dr was $1,980.
Source: Montgomery County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,980.00 | $182,000 | $182,000 |
| 2023 | $1,958.00 | $182,000 | $182,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Cooper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 65 Cooper Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY CO WATER DISTRICT #1 serves 2,082 people · EPA ID KY0870290 |
|---|---|
| Water Source | Purchased surface water from MT STERLING WATER WORKS |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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