Essex County and Amesbury City property record for 65 Congress St, Amesbury, MA 01913
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,204 sqft · built 1920 |
| Lot Size | 0.276 acres (12,030 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Sep 2026) |
| Tax Bill | $7,229 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AMES M:41 B:0038 |
| Primary APN | AMES M:41 B:0038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,204 sqft Living Area |
| Gross Area | 1,940 sqft |
| 1st Floor Area | 616 sqft |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,030 sqft (0.276 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 95 |
|---|---|
| Street Address | 65 CONGRESS ST |
| City | AMESBURY |
| State | MA |
| Zip | 01913-1942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Block | 38 |
| Jurisdiction | AMESBURY MA |
| Township / Civil Division | AMESBURY TOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 266400 |
65 Congress St is owned and occupied by two individuals who bought it in September 2026.
Source: Essex County and Amesbury City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 CONGRESS ST, AMESBURY, MA 01913-1942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 23, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage TRUST BANK |
| Jun 30, 2022 | Fiduciary Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Oct 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMESBURY, TOWN OF |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on File |
| Deed Sale | Sep 23, 2026 · Amount on File |
| Prior Sale | Jun 30, 2022 · Amount on File |
| Deed Document Number | 20262210 |
| Deed Book / Page | 43645 / 246 |
| Prior Transfer Date | Sep 22, 2026 |
| Prior Transfer Doc | 0000002210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AMESBURY MA |
| Recording Date | Sep 23, 2026 |
| Property Address | 65 CONGRESS ST, AMESBURY, MA 01913-1942 |
| Document Number | 0000002210 |
| Book / Page | 43645 / 246 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 20262210 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 65 CONGRESS ST, AMESBURY, MA 01913-1942 |
| Date | Sep 23, 2026 |
|---|
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | AMESBURY MA |
| Recording Date | Jun 30, 2022 |
| Property Address | 65 CONGRESS ST, AMESBURY, MA 01913-1942 |
| Document Number | 0041037-68 |
| Book / Page | 41037 / 68 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 20220630001330 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 65 CONGRESS ST, AMESBURY, MA 01913-1942 |
| Document Number | 220630001340 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 220630001340 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 65 CONGRESS ST, AMESBURY, MA 01913-1942 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40364-528 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 40364/528 |
| Instrument | 20211008006040 |
| Name | AMESBURY, TOWN OF |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 65 Congress St was $7,229, up 2.1% from the year before.
Source: Essex County and Amesbury City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Amesbury City |
| Unified School District | Amesbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,229.00 (+2.12%) | $480,300 (+3.8%) Land $223,200 Building $257,100 | $603,128 (+15.16%) |
| 2025 | $7,079.00 (+4.36%) | $462,700 (+6.69%) Land $216,700 Building $246,000 | $523,735 |
| 2024 | $6,783.00 (+4.77%) | $433,700 (+9.46%) Land $204,400 Building $229,300 | |
| 2023 | $6,474.00 | $396,200 Land $177,700 Building $218,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Congress St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 23 units insured incl. 23 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Congress St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2026 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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