65 Cobblestone Way, Fredericksburg, VA 22406 Property Records

Stafford County property record for 65 Cobblestone Way, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,434 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jun 2022)
Tax Bill	$140 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25B-1-25`

Property Details

APN / Parcel Number

Primary APN	`25B-1-25`
Alternative APNs	`025B 1 25` `15921`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,434 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	15921
Old Parcel Number	025B 1 25
Street Address	65 COBBLESTONE WAY
City	FREDERICKSBURG
State	VA
Zip	22406-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 25 SEC 2 5.0000 AC HARTLAKE ESTATES
Legal Subdivision	HARTLAKE ESTATES
Legal Lot Number	25
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1024
Census Tract	10301

Owner

65 Cobblestone Way is owned and occupied by an individual who bought it in June 2022.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	65 COBBLESTONE WAY, FREDERICKSBURG, VA 22406-4634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION COMPANY LLC
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Prior Sale	Aug 4, 2016 · Amount on File
Deed Document Number	220013433
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 23, 2022
Property Address	65 COBBLESTONE WAY, FREDERICKSBURG, VA 22406-4634
Document Number	0220013433
Instrument Date	Jun 9, 2022
Instrument	220013433
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	EKKO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 COBBLESTONE WAY, FREDERICKSBURG, VA 22406-4634

Mortgage

Document Number	0220013434
Date	Jun 23, 2022
Instrument	220013434

Lender

Name	DAS ACQUISITION COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	65 COBBLESTONE WAY, FREDERICKSBURG, VA 22406-4634
Document Number	190007919
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 COBBLESTONE WAY FREDERICKSBURG VA 224064634, FREDERICKSBURG, VA 22406-4634

Mortgage

Document Number	190007919
Date	May 22, 2019
Instrument	7919

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 21, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 65 Cobblestone Way was $140.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$140.00	$466,000 Land $140,000 Building $326,000	$466,000 Land $140,000 Building $326,000
2023	$2,618.00	$408,200 Land $115,000 Building $293,200	$408,200 Land $115,000 Building $293,200
2021	$2,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Cobblestone Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Cobblestone Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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