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  5. Co Rd 521

65 Co Rd 521, Centre, AL 35960 Property Records

Cherokee County property record for 65 Co Rd 521, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1,488 sqft · built 2004
Lot Size0.866 acres (37,742 sqft)
OwnerIndividual Name on Record
Last Sale$108,000 (Aug 2025)
Tax Bill$745 (2026)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-13-04-17-0-000-011.031

Property Details

APN / Parcel Number

Primary APN13-13-04-17-0-000-011.031
Alternative APNs
  • ALT APN:1304170000011031
  • 31799

Interior

Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area37,742 sqft (0.866 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area168 sqft

Location & Zoning

Account Number31799
Street Address65 COUNTY ROAD 521
CityCENTRE
StateAL
Zip35960-6166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6, LOCKRIDGE SD 3RD ADD, PB 10/62
Legal Range10E
Legal Township10S
Legal Section17
Legal SubdivisionLOCKRIDGE SD
Legal Lot Number6
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group5
Census Block5027
Census Tract956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address65 COUNTY ROAD 521, CENTRE, AL 35960-6166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2025 · Amount on Record
Deed SaleAug 26, 2025 · Amount on Record
Prior SaleOct 3, 2016 · Amount on Record
Deed Document Number2025240101
Record UpdatedOct 29, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateAug 26, 2025
Property Address65 COUNTY ROAD 521, CENTRE, AL 35960-6166
Document Number0000240101
Map ReferenceMB A-1275 PG 66
Instrument DateAug 26, 2025
Instrument240101
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1320 COUNTY ROAD 76, CENTRE, AL 35960-8309

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 COUNTY ROAD 521, CENTRE, AL 35960-6166

Mortgage

Document Number0000240102
DateAug 26, 2025
Instrument240102
Lender
NameEMBLEM CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Mortgage

Document Number0000240218
DateSep 3, 2025
Instrument240218
Lender
NameEMBLEM CU
TypeCredit Union
AddressGADSDEN, AL 35901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueAug 26, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$745.00 (+19.39%)
2025$624.00 (+0.81%)$14,880 (+0.81%) Land $1,000 Building $13,880$148,600 (+0.75%) Land $9,900 Building $138,700
2024$619.00$14,760 (-) Land $880 Building $13,880$147,500 (-) Land $8,800 Building $138,700
2023$619.00$14,760 (-)$147,500 (-) Land $8,800 Building $138,700
2022$619.00$14,760 Land $880 Building $13,880$147,500 Land $8,800 Building $138,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CENTRE, WW AND SB OF THE
serves 8,163 people · EPA ID AL0000188
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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