65 Co Rd 1014, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 65 Co Rd 1014, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,980 sqft · built 2022
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,000 (Feb 2026)
Tax Bill	$1,431 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-06-13-0-000-003.041`

Property Details

APN / Parcel Number

Primary APN	`13-09-06-13-0-000-003.041`
Alternative APNs	`ALT APN:0906130000003041` `210796`

Interior

Stories	1 Story
Building Area	1,980 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)

Location & Zoning

Account Number	210796
Street Address	65 COUNTY ROAD 1014
City	CEDAR BLUFF
State	AL
Zip	35959-3571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT OF LOT 9 THE BLUFFS, OVERLOOKING WEISS LAKE-PHASE 1REVISION 4, SOUTH 13/53
Legal Range	09E
Legal Township	09S
Legal Section	13
Legal Subdivision	THE BLUFFS OVERLOOKING WEISS
Legal Phase	1
Legal Lot Number	9
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3046
Census Tract	955702

Owner

Source: Cherokee County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 COUNTY ROAD 1014, CEDAR BLUFF, AL 35959-3571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF ALABAMA
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage DART BANK
Feb 25, 2026	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF ALABAMA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Dec 14, 2005
Deed Document Number	2026242582
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	65 COUNTY ROAD 1014, CEDAR BLUFF, AL 35959-3571
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 COUNTY ROAD 1014, CEDAR BLUFF, AL 35959-3571

Mortgage

Document Number	0000231727
Date	Dec 11, 2023
Instrument	231727

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank
Address	CULLMAN, AL 35055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	65 COUNTY ROAD 1014, CEDAR BLUFF, AL 35959-3571
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000220852
Date	Oct 12, 2021
Instrument	220852

Lender

Name	DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 25, 2026
Property Address	65 COUNTY ROAD 1014, CEDAR BLUFF, AL 35959-3571
Document Number	0000242582
Map Reference	MB 13 PG 53
Instrument Date	Feb 25, 2026
Instrument	242582
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 COUNTY ROAD 1014, CEDAR BLUFF, AL 35959-3571

Mortgage

Document Number	0000242583
Date	Feb 25, 2026
Instrument	242583

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	65 COUNTY ROAD 1014, CEDAR BLUFF, AL 35959-3571
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 COUNTY ROAD 1014, CEDAR BLUFF, AL 35959-3571

Mortgage

Document Number	0000231727
Date	Dec 11, 2023
Instrument	231727

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank
Address	CULLMAN, AL 35055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,431.00 (+0.99%) Homeowner's exemption	$35,340 (+0.97%) Land $2,800 Building $32,540	$353,200 (+0.97%) Land $27,900 Building $325,300
2024	$1,417.00 (-1.87%) Additional exemption filed	$35,000 (-1.85%) Land $2,460 Building $32,540	$349,800 (-1.88%) Land $24,500 Building $325,300
2023	$1,444.00 (+604.39%)	$35,660 (+627.76%)	$356,500 (+1,355.1%) Land $24,500 Building $332,000
2022	$205.00	$4,900 Land $4,900	$24,500 Land $24,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 1014

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures