Worcester County and Worcester City property record for 65 Clover St, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 897 sqft · built 1963 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Aug 2026) |
| Tax Bill | $3,815 (2026) |
| Deeds & Mortgages | Aug 2026 Second Mortgage Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-007-0012A |
| Primary APN | 27-007-0012A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 897 sqft Living Area |
| Gross Area | 1,830 sqft |
| 1st Floor Area | 897 sqft |
| Basement Area | 897 sqft |
| Unfinished Basement | 897 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,800 sqft (0.11 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 27-007-0012A |
|---|---|
| Street Address | 65 CLOVER ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 7 |
| Legal Lot Number | 12A |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 733101 |
65 Clover St is owned and occupied by two individuals who bought it in August 2026.
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 CLOVER ST, WORCESTER, MA 01603-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRIME LENDING |
| Aug 3, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage PRIME LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Deed Document Number | 202666367 |
| Deed Book / Page | 73976 / 19 |
| Prior Transfer Date | Jul 28, 2026 |
| Prior Transfer Doc | 0000066367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Aug 3, 2026 |
| Property Address | 65 CLOVER ST, WORCESTER, MA 01603-1930 |
| Document Number | 0000066369 |
| Book / Page | 73976 / 45 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202666369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 65 CLOVER ST, WORCESTER, MA 01603-1930 |
| Document Number | 0000066369, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 73976/45 |
| Instrument | 202666369 |
| Name | PRIME LENDING |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Aug 3, 2026 |
| Property Address | 65 CLOVER ST, WORCESTER, MA 01603-1930 |
| Document Number | 0000066367 |
| Book / Page | 73976 / 19 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202666367 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 CLOVER ST, WORCESTER, MA 01603-1930 |
| Date | Aug 3, 2026 |
|---|
| Name | PRIME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 65 Clover St was $3,815, up 3.5% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,815.00 (+3.53%) | $287,300 (+2.83%) Land $83,800 Building $203,500 | $349,058 (-6.36%) |
| 2025 | $3,685.00 | $279,400 Land $78,900 Building $200,500 | $372,780 (+17.63%) |
| 2024 | $316,920 | ||
| 2023 | $3,558.00 | $248,100 Land $68,600 Building $179,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Clover St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2015) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Clover St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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