65 Clay St, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 65 Clay St, Milltown, NJ 08850

Property Summary

Property TypeSingle Family Home
Details1,951 sqft · built 1903
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Aug 2014)
Tax Bill$9,467 (2025)
Flood ZoneZone X (minimal risk)
APN11-00051-0000-00020

Property Details

APN / Parcel Number

Primary APN11-00051-0000-00020
Alternative APN
  • 110005100020

Interior

Stories2 Stories
Building Area1,951 sqft Living Area

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Construction TypeFrame
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide

Location & Zoning

Street Address65 CLAY ST
CityMILLTOWN
StateNJ
Zip08850-1514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Description45X100
Legal Block51
Legal Lot Number20
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMILLTOWN
Census Block Group4
Census Block4002
Census Tract6300

Owner

65 Clay St is owned and occupied by two individuals who bought it in August 2014.

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address65 CLAY ST, MILLTOWN, NJ 08850-1514
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2014 · Amount on File
Deed SaleAug 29, 2014 · Amount on File
Prior SaleSep 29, 1999 · Amount on File
Deed Document Number2014539
Deed Book / Page6606 / 577
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 65 Clay St was $9,467, up 2.9% from the year before.

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMilltown Borough
Unified School DistrictMilltown Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,200 (-) Land $56,400 Building $79,800$136,200 (-) Land $56,400 Building $79,800
2025$9,467.00 (+2.92%)$136,200 Land $56,400 Building $79,800$136,200 Land $56,400 Building $79,800
2024$9,198.00
2023$136,200 Land $56,400 Building $79,800$136,200 Land $56,400 Building $79,800
2022$8,990.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 65 Clay St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1992–2011)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Clay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLTOWN W DEPT
serves 7,000 people · EPA ID NJ1212001
Water SourcePurchased surface water from NEW BRUNSWICK W DEPT
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment failure
not recorded as resolved · Nov 2025
Treatment and ProcedureCorrosion control
Jul 2025
Lead public education
Aug 2017
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Clay St

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