65 Clark St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 65 Clark St, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	7 bd · 5.5 ba · 5,222 sqft · built 1924
Lot Size	0.626 acres (27,285 sqft)
Owner	Company Name on File
Tax Bill	$55,469 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:31 P:000033 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:31 P:000033 S`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	5,222 sqft Living Area
1st Floor Area	1,769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Lot Area	27,285 sqft (0.626 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	65 CLARK ST
City	BELMONT
State	MA
Zip	02478-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	4
Census Block	4001
Census Tract	357800

Owner

65 Clark St is owned by a company that acquired it in November 2018.

Source: Middlesex County and Belmont Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	65 CLARK ST, BELMONT, MA 02478-2450
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage FIRST BOSTON CONSTRUCTION HOLDINGS LLC
Nov 24, 2025	Deed of Trust, Mortgage CHEN JESSIE
Nov 14, 2018	Quit Claim Deed, Transfer
Aug 29, 2017	Quit Claim Deed, Transfer AYLWARD JAMES A TR (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018
Deed Sale	Nov 14, 2018
Prior Sale	Aug 29, 2017 · Amount on File
Deed Book / Page	71882 / 558
Transfer Doc	069849-295
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	65 CLARK ST, BELMONT, MA 02478-2450
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084774-290
Date	Oct 23, 2025
Book Page	84774/290
Instrument	128906

Lender

Name	FIRST BOSTON CONSTRUCTION HOLDINGS LLC

Agreement

Amount	Amount on Record

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	65 CLARK ST, BELMONT, MA 02478-2450
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084921-383
Date	Nov 24, 2025
Book Page	84921/383
Instrument	144428

Lender

Name	CHEN JESSIE

Agreement

Amount	Amount on Record
Term	13 Months
Due	Dec 1, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Nov 14, 2018
Property Address	65 CLARK ST, BELMONT, MA 02478-2450
Document Number	71882-558
Book / Page	071882 / 000558
Instrument Date	Nov 1, 2018
Instrument	4989
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	65 CLARK ST BELMONT MA 024782450, BELMONT, MA 02478-2450

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Aug 29, 2017
Property Address	65 CLARK ST, BELMONT, MA 02478-2450
Document Number	69849-295
Book / Page	069849 / 000295
Instrument Date	Aug 28, 2017
Instrument	139036
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,856.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ROCKMONT RD BELMONT MA 024782620, BELMONT, MA 02478-2620

Mortgage

Document Number	69849-301
Date	Aug 29, 2017
Book Page	069849/000301
Instrument	139038

Lender

Name	AYLWARD JAMES A TR (PT)

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 65 Clark St was $55,469.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$55,469.00	$4,870,000 Land $1,191,000 Building $3,679,000	$3,215,792 (-1.77%)
2024			$3,273,605
2023	$42,532.00	$3,784,000 Land $1,133,000 Building $2,651,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Clark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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