65 Christopher St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 65 Christopher St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details2,911 sqft · built 1910
Lot Size0.386 acres (16,801 sqft)
Owner2 Individual Names on Record
Last Sale$219,000 (Apr 1998)
Tax Bill$27,643 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-04302-0000-00011

Property Details

APN / Parcel Number

Primary APN13-04302-0000-00011
Alternative APN
  • 130430200011

Interior

Stories2 Stories
Building Area2,911 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeFrame
Lot Area16,801 sqft (0.386 acres)
Lot Dimensions160 ft deep x 105 ft wide

Location & Zoning

Old Parcel Number130430200011
Street Address65 CHRISTOPHER ST
CityMONTCLAIR
StateNJ
Zip07042-4032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description105X160
Legal Block4302
Legal Lot Number11
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3003
Census Tract16500

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address65 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 1998 · Amount on Record
Deed SaleApr 22, 1998 · Amount on Record
Deed Book / Page5531 / 800
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address65 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4032
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4032

Mortgage

Document Number0000016415
DateMar 11, 2026
Instrument2026016415
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 5, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$786,200 (-) Land $284,000 Building $502,200$786,200 (-) Land $284,000 Building $502,200
2025$27,643.00 (+5.28%)$786,200 (+1.89%) Land $284,000 Building $502,200$786,200 (+1.89%) Land $284,000 Building $502,200
2024$26,257.00 (+3.5%)
2023$771,600 Land $284,000 Building $487,600$771,600 Land $284,000 Building $487,600
2022$25,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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