Somerset County and Bernardsville Borough property record for 65 Charles Rd, Bernardsville, NJ 07924
| Property Type | Single Family Home |
|---|---|
| Details | 9,066 sqft · built 2007 |
| Lot Size | 6.96 acres (303,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,525,000 (Aug 2023) |
| Tax Bill | $72,830 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00028-0000-00060-03 |
| Primary APN | 03-00028-0000-00060-03 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 9,066 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame |
| Lot Area | 303,178 sqft |
| Parking Spaces | 4 Parking Spaces |
| Old Parcel Number | 030002800000006003Q0023 |
|---|---|
| Street Address | 65 CHARLES RD |
| City | BERNARDSVILLE |
| State | NJ |
| Zip | 07924-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ADDITIONAL LOTS: 9066 SF |
| Legal Subdivision | BRIDLE PATHS |
| Legal Block | 28 |
| Legal Lot Number | 60.3 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDSVILLE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 52701 |
65 Charles Rd is owned and occupied by two individuals who bought it in August 2023.
Source: Somerset County and Bernardsville Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 CHARLES RD, BERNARDSVILLE, NJ 07924-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on File |
| Deed Sale | Aug 28, 2023 · Amount on File |
| Prior Sale | Aug 28, 2007 · Amount on File |
| Deed Document Number | 202322418 |
| Deed Book / Page | 7521 / 3898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 28, 2023 |
| Property Address | 65 CHARLES RD, BERNARDSVILLE, NJ 07924-1923 |
| Document Number | 0000022418 |
| Book / Page | 7521 / 3896 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 2023022418 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,127.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 CHARLES RD, BERNARDSVILLE, NJ 07924-1923 |
| Name | Verified Name |
|---|---|
| Address | 65 CHARLES RD, BERNARDSVILLE, NJ 07924-1923 |
| Document Number | 0000022419 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023022419 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.55% |
| Type Change Date | Sep 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Margin | 3 |
| Max Rate | 10.5% |
The 2025 property tax bill for 65 Charles Rd was $72,830, up 5.1% from the year before.
Source: Somerset County and Bernardsville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Bernardsville Borough |
| Unified School District | Somerset Hills Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,700,000 (-3.58%) Land $972,000 Building $2,728,000 | $3,700,000 (-3.58%) Land $972,000 Building $2,728,000 | |
| 2025 | $72,830.00 (+5.06%) | $3,837,200 Land $925,500 Building $2,911,700 | $3,837,200 Land $925,500 Building $2,911,700 |
| 2024 | $69,320.00 | ||
| 2023 | $3,358,500 (+5.38%) Land $800,500 Building $2,558,000 | $3,358,500 (+5.38%) Land $800,500 Building $2,558,000 | |
| 2022 | $65,524.00 | $3,187,000 Land $777,000 Building $2,410,000 | $3,187,000 Land $777,000 Building $2,410,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Charles Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (2012–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Charles Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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