Middlesex County and Lowell City property record for 65 Chapel St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,463 sqft · built 1900 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (May 2025) |
| Tax Bill | $3,927 (2026) |
| Deeds & Mortgages | May 2025 Mortgage May 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M13470 |
| Primary APN | M13470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,463 sqft Living Area |
| Gross Area | 2,285 sqft |
| 1st Floor Area | 750 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | M13470 |
|---|---|
| Street Address | 65 CHAPEL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UMF |
| Legal Block | 1150 |
| Legal Lot Number | 65 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 311900 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 CHAPEL ST, LOWELL, MA 01852-2665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 23, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK |
| May 22, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEBSTER BANK |
| Sep 16, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO |
| Feb 15, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEEDHAM BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on Record |
| Deed Sale | May 22, 2025 · Amount on Record |
| Prior Sale | Sep 16, 2022 · Amount on Record |
| Deed Book / Page | 39266 / 259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 65 CHAPEL ST, LOWELL, MA 01852-2665 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039268-291 |
|---|---|
| Date | May 23, 2025 |
| Book Page | 39268/291 |
| Instrument | 15429 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 22, 2025 |
| Property Address | 65 CHAPEL ST, LOWELL, MA 01852-2665 |
| Document Number | 039266-259 |
| Book / Page | 39266 / 259 |
| Instrument Date | May 22, 2025 |
| Instrument | 15321 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 CHAPEL ST, LOWELL, MA 01852-2665 |
| Document Number | 0000015428 |
|---|---|
| Date | May 22, 2025 |
| Instrument | 15428 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 039268-291 |
|---|---|
| Date | May 23, 2025 |
| Book Page | 39268/291 |
| Instrument | 15429 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 16, 2022 |
| Property Address | 65 CHAPEL ST, LOWELL, MA 01852-2665 |
| Document Number | 037383-267 |
| Book / Page | 37383 / 267 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 39241 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 CHAPEL ST, LOWELL, MA 01852-2665 |
| Document Number | 0000039242 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 39242 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 15, 2022 |
| Property Address | 65 CHAPEL ST, LOWELL, MA 01852-2665 |
| Document Number | 036816-216 |
| Book / Page | 36816 / 216 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 7209 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 VICTORY RD STE 3RD, QUINCY, MA 02171-3139 |
| Document Number | 0000007211 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 7211 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,927.00 (+6.42%) | $346,000 (+7.65%) Land $101,600 Building $244,400 | $385,878 (+9.04%) |
| 2025 | $3,690.00 (+3.56%) | $321,400 (+7.42%) Land $95,000 Building $226,400 | $353,875 (+4.34%) |
| 2024 | $3,563.00 (-2.38%) | $299,200 (+1.8%) Land $85,700 Building $213,500 | $339,150 |
| 2023 | $3,650.00 | $293,900 Land $74,500 Building $219,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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