Bergen County and Lodi Borough property record for 65 Central Ave, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,492 sqft · built 1925 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Mar 2005) |
| Tax Bill | $13,063 (2025) |
| Deeds & Mortgages | Feb 2017 Loan Modification Feb 2005 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00098-0000-00016 |
| Primary APN | 31-00098-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,492 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 199500 |
|---|---|
| Street Address | 65 CENTRAL AVE |
| City | LODI |
| State | NJ |
| Zip | 07644-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 |
| Legal Subdivision | HASBROUCK TERRACE |
| Legal Block | 98 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30401 |
65 Central Ave is owned and occupied by an individual who bought it in March 2005.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 CENTRAL AVE, LODI, NJ 07644-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2017 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Feb 11, 2005 | Deed of Trust, Mortgage WASHINGTON MUTUAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2005 · Amount on File |
| Deed Sale | Mar 4, 2005 · Amount on File |
| Deed Book / Page | 8786 / 654 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 65 CENTRAL AVE, LODI, NJ 07644-2942 |
| Document Number | 0025431854 |
| Book / Page | 002543 / 001854 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 65 CENTRAL AVE LODI NJ 076442942, LODI, NJ 07644-2942 |
| Document Number | 0025431854 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 002543/001854 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Feb 22, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 65 CENTRAL AVE, LODI, NJ 07644-2942 |
| Document Number | 0027862088 |
| Instrument Date | Feb 11, 2005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 65 CENTRAL AVE LODI NJ 076442942, LODI, NJ 07644-2942 |
| Document Number | 0027862088 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 002786/002088 |
| Name | WASHINGTON MUTUAL BK |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95290 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Nov 16, 2024 |
The 2025 property tax bill for 65 Central Ave was $13,063, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,000 (-) Land $160,000 Building $209,000 | $369,000 (-) Land $160,000 Building $209,000 | |
| 2025 | $13,063.00 (+5.62%) | $369,000 Land $160,000 Building $209,000 | $369,000 Land $160,000 Building $209,000 |
| 2024 | $12,368.00 | ||
| 2023 | $369,000 Land $160,000 Building $209,000 | $369,000 Land $160,000 Building $209,000 | |
| 2022 | $12,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 65 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures