65 Cedar Trails Dr, Belton, TX 76513 Property Records

Bell County property record for 65 Cedar Trails Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,611 sqft · built 1984
Lot Size	1.35 acres (58,937 sqft)
Owner	2 Individual Names on File
Last Sale	$524,300 (Jul 2026)
Tax Bill	$8,268 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0807990003`

Property Details

APN / Parcel Number

Primary APN	`0807990003`
Alternative APNs	`167076` `560451`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,611 sqft Living Area
1st Floor Area	2,263 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,937 sqft (1.35 acres)
Garage Type	Carport
Garage Area	696 sqft
Carport	Carport
Carport Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	765 sqft
Canopy	150 sqft
Storage Building	1,200 sqft

Location & Zoning

Street Address	65 CEDAR TRAILS DR
City	BELTON
State	TX
Zip	76513-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD RANCHES SECTION ONE REPLAT (LT 6), LOT 006B, ACRES 1.353
Legal Subdivision	LAKEWOOD RANCHES SECTION ONE REPLAT (LT
Legal Block	2
Legal Lot Number	6B
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	2
Census Block	2013
Census Tract	20203

Owner

65 Cedar Trails Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Bell County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 CEDAR TRAILS DR, BELTON, TX 76513-6507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE
Nov 4, 2022	Vendor's Lien, Transfer · Conventional Mortgage RANDOLPH BROOKS FCU
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Nov 4, 2022 · Amount on File
Deed Document Number	202633582
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jul 2, 2026
Property Address	65 CEDAR TRAILS DR, BELTON, TX 76513-6507
Document Number	0000033582
Instrument Date	Jul 2, 2026
Instrument	202633582
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CEDAR TRAILS DR, BELTON, TX 76513-6507

Mortgage

Document Number	0000033583,
Date	Jul 2, 2026
Instrument	202633583

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 4, 2022
Property Address	65 CEDAR TRAILS DR, BELTON, TX 76513-6507
Document Number	0000067583
Map Reference	CAB A SL 234-C
Instrument Date	Nov 3, 2022
Instrument	2022067583
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 WHITE OAK DR, 3009, TEMPLE, TX 76502-2934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 TOWNSMAN TRL, CEDAR PARK, TX 78613-6274

Mortgage

Document Number	0000067584
Date	Nov 4, 2022
Instrument	2022067584

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	65 CEDAR TRAILS DR, BELTON, TX 76513-6507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007701
Date	Feb 27, 2017
Instrument	2017-00007701

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 65 Cedar Trails Dr was $8,268 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,268.00	$488,736 Land $58,937 Building $429,799	$488,736 Land $58,937 Building $429,799
2023	$9,710.00	$474,500 Land $58,937 Building $415,563	$474,500 Land $58,937 Building $415,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Cedar Trails Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Cedar Trails Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink, Spectrum.

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