Middlesex County and Sayreville Borough property record for 65 Cedar Ter, Parlin, NJ 08859
| Property Type | Single Family Home |
|---|---|
| Details | built 1955 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,000 (Jun 2000) |
| Tax Bill | $7,091 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Jun 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00032-12-00012 |
| Primary APN | 19-00032-12-00012 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Old Parcel Number | 1900032L00012 |
|---|---|
| Street Address | 65 CEDAR TER |
| City | PARLIN |
| State | NJ |
| Zip | 08859-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 55X100 |
| Legal Subdivision | LAUREL PARK SEC 2 |
| Legal Block | 32.12 |
| Legal Lot Number | 12 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | SAYREVILLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 7301 |
65 Cedar Ter is owned and occupied by two individuals who bought it in June 2000.
Source: Middlesex County and Sayreville Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 CEDAR TER, PARLIN, NJ 08859-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2000 · Amount on File |
| Deed Sale | Jun 8, 2000 · Amount on File |
| Deed Book / Page | 4784 / 72 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 65 CEDAR TER, PARLIN, NJ 08859-1148 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|
| Document Number | 0000011139 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 19407/1362 |
| Instrument | 2024011139 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 65 CEDAR TER, PARLIN, NJ 08859-1148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000041755 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 17514/0143 |
| Instrument | 2019041755 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 3, 2039 |
The 2025 property tax bill for 65 Cedar Ter was $7,091, up 2.5% from the year before.
Source: Middlesex County and Sayreville Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Sayreville Borough |
| Unified School District | Sayreville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,300 (-) Land $49,900 Building $63,400 | $113,300 (-) Land $49,900 Building $63,400 | |
| 2025 | $7,091.00 (+2.53%) | $113,300 Land $49,900 Building $63,400 | $113,300 Land $49,900 Building $63,400 |
| 2024 | $6,916.00 | ||
| 2023 | $113,300 Land $49,900 Building $63,400 | $113,300 Land $49,900 Building $63,400 | |
| 2022 | $6,282.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Cedar Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Cedar Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAYREVILLE W DEPT serves 45,345 people · EPA ID NJ1219001 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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