65 Cedar Pl, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 65 Cedar Pl, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,947 sqft · built 1954
Lot Size	0.283 acres (12,327 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Jun 2023)
Tax Bill	$15,769 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01407-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`14-01407-0000-00015`
Alternative APNs	`1400575A00001` `140140700015`

Interior

Building Area	1,947 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Lot Area	12,327 sqft (0.283 acres)

Location & Zoning

Old Parcel Number	1400575A00001
Street Address	65 CEDAR PL
City	WAYNE
State	NJ
Zip	07470-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1407
Legal Lot Number	15
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4015
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 CEDAR PL, WAYNE, NJ 07470-5827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 26, 2023	Deed, Transfer · Conventional Mortgage 1ST 2ND MORTGAGE CO OF NEW JERSEY I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Oct 22, 1992
Deed Document Number	202320424
Deed Book / Page	4544 / 221
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	65 CEDAR PL, WAYNE, NJ 07470-5827
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037199
Date	Nov 5, 2025
Book Page	M19641/129
Instrument	2025037199

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 22, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 26, 2023
Property Address	65 CEDAR PL, WAYNE, NJ 07470-5827
Document Number	0000020424
Book / Page	D4544 / 221
Instrument Date	May 8, 2023
Instrument	2023020424
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 FOX RUN DR, PITTSGROVE, NJ 08318-4604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CEDAR PL, WAYNE, NJ 07470-5827

Mortgage

Document Number	0000020425
Date	Jun 26, 2023
Instrument	2023020425

Lender

Name	1ST 2ND MORTGAGE CO OF NEW JERSEY I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,900 (-) Land $116,000 Building $146,900	$262,900 (-) Land $116,000 Building $146,900
2025	$15,769.00 (+0.88%)	$262,900 (-) Land $116,000 Building $146,900	$262,900 (-) Land $116,000 Building $146,900
2024	$15,632.00 (+6.97%)
2023		$262,900 (-) Land $116,000 Building $146,900	$262,900 (-) Land $116,000 Building $146,900
2022	$14,614.00 Veteran's exemption	$262,900 Land $116,000 Building $146,900	$262,900 Land $116,000 Building $146,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–1988)
Most Recent Claim	Feb 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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