65 Cedar Ln, Mineral Bluff, GA 30559 Property Records

Fannin County property record for 65 Cedar Ln, Mineral Bluff, GA 30559

Property Summary

Property Type	Single Family Home
Details	3 ba · 6,950 sqft · built 2004
Lot Size	111 acres (4,835,160 sqft)
Owner	Individual Name on Record
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0047 035`

Property Details

APN / Parcel Number

Primary APN	`0047 035`
Alternative APN	`7873`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	6,950 sqft Heated Area
Basement Area	2,780 sqft
Finished Basement	2,780 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,835,160 sqft (111 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,820 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	414 sqft
Patio Area	1,300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7873
Old Parcel Number	0047035
Street Address	65 CEDAR LN
City	MINERAL BLUFF
State	GA
Zip	30559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-2 LL120,121,97 DB432-797 111.00 ACS
Jurisdiction	FANNIN GA
Township / Civil Division	MCCAYSVILLE
Census Block Group	1
Census Block	1079
Census Tract	50200

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 651, MINERAL BLUFF, GA 30559-0651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2002
Deed Sale	Jan 16, 2002
Deed Document Number	0000432797
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	65 CEDAR LN, MINERAL BLUFF, GA 30559
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CEDAR RDG, BLUE RIDGE, GA 30513-5880

Mortgage

Document Number	0000001285/0000000748
Date	Mar 4, 2019
Book Page	0000001285/0000000748
Instrument	002352230009

Lender

Name	PEOPLES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	65 CEDAR LN, MINERAL BLUFF, GA 30559
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CEDAR RDG, BLUE RIDGE, GA 30513-5880

Mortgage

Document Number	0000001483/0000000108
Date	Jan 31, 2022
Book Page	0000001483/0000000108

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,551.00 (-57.19%) Homeowner's exemption	$681,105 (+10.62%) Land $301,030 Building $380,075	$1,702,764 (+10.62%) Land $752,576 Building $950,188
2023		$615,716 (+4.08%) Land $301,030 Building $314,685	$1,539,289 (+4.08%) Land $752,576 Building $786,713
2022	$8,294.00 Homeowner's exemption	$591,587 Land $301,030 Building $290,557	$1,478,968 Land $752,576 Building $726,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	10 (1990–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Aug 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 3 claims Severe Storms, Tornaodes & Flooding, Feb 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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