65 Cayuga St, Clyde, NY 14433 Property Records

Wayne County and Galen Town property record for 65 Cayuga St, Clyde, NY 14433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,496 sqft · built 1875
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Sep 2026)
Tax Bill	$3,789 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 2 more
APN	`0573-00`

Property Details

APN / Parcel Number

Primary APN	`0573-00`
Alternative APNs	`240107411200183671180000` `542401 74112-18-367118`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	904 sqft
2nd Floor Area	592 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	642 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0573-00
Street Address	65 CAYUGA ST
City	CLYDE
State	NY
Zip	14433-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	25 + 25% 42112-18-332113
Legal Block	18
Legal Lot Number	367.118
Jurisdiction	WAYNE NY
Township / Civil Division	GALEN
Census Block Group	1
Census Block	1020
Census Tract	21800

Owner

Source: Wayne County and Galen Town records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 CAYUGA ST, CLYDE, NY 14433-1432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage PREMIUM MORTGAGE
Sep 14, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE
Jan 17, 2020	Warranty Deed, Transfer PREMIUM MTG
Sep 18, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	20269355167
Prior Transfer Date	Sep 7, 2010
Prior Transfer Doc	0912091072
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Recording Date	Sep 14, 2026
Property Address	65 CAYUGA ST, CLYDE, NY 14433-1432
Document Number	0009355168
Instrument Date	Sep 10, 2026
Instrument	20269355168
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CAYUGA ST, CLYDE, NY 14433-1432

Mortgage

Document Number	0009355168,
Date	Sep 14, 2026
Instrument	20269355168

Lender

Name	PREMIUM MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NY
Recording Date	Sep 14, 2026
Property Address	65 CAYUGA ST, CLYDE, NY 14433-1432
Document Number	0009355167
Instrument Date	Sep 4, 2026
Instrument	20269355167
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CAYUGA ST, CLYDE, NY 14433-1432

Mortgage

Date	Sep 14, 2026

Lender

Name	PREMIUM MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NY
Recording Date	Jan 17, 2020
Property Address	65 CAYUGA ST, CLYDE, NY 14433-1432
Document Number	00R9217804
Instrument Date	Dec 26, 2019
Instrument	R9217804
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CAYUGA ST CLYDE NY 144331432, CLYDE, NY 14433-1432

Mortgage

Document Number	R9217805
Date	Jan 17, 2020
Instrument	R9217805

Lender

Name	PREMIUM MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAYNE NY
Recording Date	Sep 18, 2017
Property Address	65 CAYUGA ST, CLYDE, NY 14433-1432
Document Number	0000094653
Instrument Date	Sep 15, 2017
Instrument	94653
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CAYUGA ST CLYDE NY 144331432, CLYDE, NY 14433-1432

Tax Assessment & Valuation

Source: Wayne County and Galen Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Wayne County
County Subdivision	Galen Town
Municipality	Clyde Village
Unified School District	Clyde-Savannah Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,789.00 (+4.44%)
2025	$3,628.00	$82,000 (-) Land $17,900 Building $64,100	$126,154 (+29.23%) Land $27,538 Building $98,616
2023		$82,000 Land $17,900 Building $64,100	$97,619 Land $21,310 Building $76,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2006)
Most Recent Claim	Jul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLYDE VILLAGE serves 2,269 people · EPA ID NY5801228
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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