Wayne County property record for 65 Cave St, Monticello, KY 42633
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,800 sqft · built 1900 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $48,000 (Aug 2026) |
| Tax Bill | $523 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | M3-22-021.00 |
| Primary APN | M3-22-021.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Basement Area | 392 sqft |
| Unfinished Basement | 392 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 196 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 47622 |
|---|---|
| Street Address | 65 CAVE ST |
| City | MONTICELLO |
| State | KY |
| Zip | 42633-2752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAVE ST |
| Legal Subdivision | DIVISION PF LANDS |
| Jurisdiction | WAYNE KY |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 920300 |
Source: Wayne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 126 DAMRON DR, MONTICELLO, KY 42633-1916 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on Record |
| Deed Sale | Aug 14, 2026 · Amount on Record |
| Prior Sale | Feb 6, 2009 · Amount on Record |
| Deed Document Number | 2026167987 |
| Deed Book / Page | 424 / 659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WAYNE KY |
| Recording Date | Aug 14, 2026 |
| Property Address | 65 CAVE ST, MONTICELLO, KY 42633-2752 |
| Document Number | 0000167987 |
| Book / Page | 424 / 659 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026167987 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,848.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 126 DAMRON DR, MONTICELLO, KY 42633-1916 |
| Document Number | 0000167988, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 2026167988 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 12, 2041 |
| Max Rate | -1% |
|---|
Source: Wayne County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Wayne County |
| Municipality | Monticello City |
| Unified School District | Wayne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,500 (-) Land $12,500 Building $40,000 | $52,500 (-) Land $12,500 Building $40,000 | |
| 2025 | $523.00 (+38.73%) | $52,500 (+31.25%) | $52,500 (+31.25%) |
| 2023 | $377.00 | $40,000 | $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO WATER & SEWER COMMISSION serves 21,000 people · EPA ID KY1160291 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Community Telecom Services Cable · Fiber in parts of the area | 250 / 100 |
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